Money tips

Here you'll find money saving ideas, tips to improve your financial wellbeing and articles about making the most of your pension.

What's new

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Article 5 min read

How redundancy can affect your pension

Find out what redundancy could mean for your pension, from employer contributions stopping to transferring, withdrawing or leaving your pot invested.

professional woman using her phone with earbuds while sitting outside with a coffee
Article 4 min read

Why do I feel anxious checking my money – and can I make it easier?

Many of us feel anxious about checking our bank balance – whether it’s fear of overspending, not having enough, or comparing ourselves to others. This article explores why that feeling happens and shares simple, practical ways that could make checking your money feel easier and less overwhelming.

Active Senior man Surfcasting on a sunny day at the beach
Article 3 min read

How to retire abroad: what to consider before you make the move

Thinking of retiring abroad? Learn how to plan for each stage of life, test the move first, and avoid getting it wrong later.

a ssenior manager with glasses is sitting at her desk near a window and reading a financial report while using her laptop
Article 4 min read

Cost of living – how and where to find help if you need it

Struggling with rising living costs? Explore practical UK support for energy bills, food costs, budgeting and pension guidance to help manage your money.

Photo of smiling little boy playing with his father and grandfather in the backyard
Article 4 min read

How caring for your grandkids could boost your State Pension

Caring for your grandkids could boost your State Pension. Learn how Specified Adult Childcare credits add National Insurance years and increase retirement income.

Man drinking tea in his kitchen and looking hopeful with his tablet nearby
Article 4 min read

3 simple steps to help you hit your savings goals

Money management can be tricky. Here are some simple steps you can take to hit your savings goals.

Our featured read

Pensive woman on a grey sofa looking at her laptop and paperwork

How to create a retirement plan

Article 5 min read

Setting aside time to prepare a plan is one of the most valuable steps you can take towards getting ready for retirement.

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  • Article
  • 4 min read
How to money mindshift in 5 steps
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  • Article
  • 3 min read
Long-term investor? Here's how to beat investment panic

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Article 3 min read

What is a happy budget - and why do I need one?

Discover how a ‘happy budget’ helps you balance financial responsibilities with spending on what brings you joy, for better wellbeing and peace of mind.

Article 4 min read

What is the motherhood tax? Understanding its impact and planning ahead

The motherhood tax describes the financial and career penalties mothers can often face after having children.

Article 4 min read

Should you save or pay down debt?

Choosing between saving and paying down debt can be difficult. Here are some pointers to consider to help you decide what's best for you.

Article 4 min read

Finding joy in living well within your means

Find joy in simple living. Tips to spend wisely, embrace minimalism, and enjoy life within your means - while putting joy and purpose at the forefront.

Article 3 min read

5 easy side hustles to boost your income

Looking to make some extra money? Here are 5 side hustles to consider that could help you boost your income.

Article 4 min read

How to win at shopping (and avoid buyer's remorse)

Sometimes, the thrill of a bargain can quickly turn into buyer’s remorse. Here’s our top 5 tips on how to avoid that.

Latest

Man with glasses in a blue shirt is using his phone while sitting on a green sofa
Article 5 min read

How redundancy can affect your pension

Find out what redundancy could mean for your pension, from employer contributions stopping to transferring, withdrawing or leaving your pot invested.

Photo of smiling little boy playing with his father and grandfather in the backyard
Article 4 min read

How caring for your grandkids could boost your State Pension

Caring for your grandkids could boost your State Pension. Learn how Specified Adult Childcare credits add National Insurance years and increase retirement income.

woman in a beige top against a cream wall is smiling at her tablet
Article 5 min read

Will I pay tax on my pension

When you come to take money from your retirement savings, you’ll likely be taxed on some of this income. Here’s how it works and what you need to know.

Featured

Pensive woman on a grey sofa looking at her laptop and paperwork

How to create a retirement plan

Article 5 min read

Setting aside time to prepare a plan is one of the most valuable steps you can take towards getting ready for retirement.

More latest

Article 5 min read

Pension basics: 8 tips in under 5 minutes

Our Head of Pensions, Kate Smith, outlines 8 of her top tips for managing your pension.

Article 5 min read

Pension planning for expats – what you need to know

If you’re already living abroad or are looking to do so soon, this article aims to tell you what you need to consider about your pension.

Article 5 min read

What happens to my pension when I die?

Planning for life after death can give you and your loved ones some peace of mind. But have you considered how your pension will be impacted? In this article we explore pensions, inheritance rules and how your pension could be passed on to your beneficiaries if you choose.

Article 5 min read

How to plan your retirement transition

With more of us starting to live longer multi-stage lives, we need to make sure we have enough money to cover those later years. This article shares considerations to make your transition from work to retirement easier.

Article 4 min read

In your 40s or 50s? Time to revisit your retirement plan

If you're in your 40s and 50s, it's a good idea to revisit your retirement plan to help keep you on track. Here are some tips to get you started.

Article 5 min read

5 reasons to pay attention to your pension

Pensions play a key role at retirement. Here are 5 reasons why being proactive with your pension could benefit you now and in the future.

Latest

Man drinking tea in his kitchen and looking hopeful with his tablet nearby
Article 4 min read

3 simple steps to help you hit your savings goals

Money management can be tricky. Here are some simple steps you can take to hit your savings goals.

woman sitting in meadow with yellow flowers all around her
Article 4 min read

Should you save or pay down debt?

Choosing between saving and paying down debt can be difficult. Here are some pointers to consider to help you decide what's best for you.

a woman in a green apron turns clay on a wheel while another potter looks on
Article 3 min read

5 easy side hustles to boost your income

Looking to make some extra money? Here are 5 side hustles to consider that could help you boost your income.

Featured

More latest

Article 4 min read

What to do if you've been scammed: a step by step guide

Being scammed can be a stressful and upsetting experience. Here are some practical steps to take if you think you've been a victim of a scam.

Article 3 min read

How to review your budget

Reviewing your budget can be useful for keeping on top of your financial goals. Here are four approaches you can take while reviewing your budget.

Article 4 min read

What it means to be financially thriving

Achieving financial wellbeing goes beyond just having money in the bank. Our guide offers valuable insights into becoming financially thriving.

Article 5 min read

How to budget and care for ageing parents

Caring for an elderly parent is no small task and can be financially challenging. Here are some ways to help you budget for and support them.

Article 5 min read

How to do what you love on a budget

From travelling to hobbies and eating out – doing what we love doesn't need to be expensive. Read our top tips for doing what you love, on a budget.

Article 3 min read

The benefits of saving £50 a month

Saving £50 a month, or as much as you can afford to, could help to improve your financial wellbeing in the long run. Read how it could benefit you.

Latest

professional woman using her phone with earbuds while sitting outside with a coffee
Article 4 min read

Why do I feel anxious checking my money – and can I make it easier?
Active Senior man Surfcasting on a sunny day at the beach
Article 3 min read

How to retire abroad: what to consider before you make the move
girl smiling with her arms out in the rural environment.
Article 3 min read

What is a happy budget - and why do I need one?

Featured

grocery-store-illustration-with-pink-shape.png

How to money mindshift in 5 steps

Article 4 min read

What’s your money mindset? If you're not sure, try following these 5 steps to help you identify your habits and attitudes towards managing your finances. It might surprise you.

More latest

Article 4 min read

What is the motherhood tax? Understanding its impact and planning ahead

The motherhood tax describes the financial and career penalties mothers can often face after having children.

Article 4 min read

How to win at shopping (and avoid buyer's remorse)

Sometimes, the thrill of a bargain can quickly turn into buyer’s remorse. Here’s our top 5 tips on how to avoid that.

Article 3 min read

How to stay financially resilient when you’re part of the 'sandwich generation'

If you're taking care of younger and older dependants, you might be part of the sandwich generation. Here's what it means and how to improve your financial resilience.

Article 5 min read

How to talk about money as a couple

Unlock the secrets to financial harmony with your partner by understanding and discussing your money mindsets. This article offers practical tips to help couples navigate financial conversations, fostering a stronger and more aligned financial future together.

Article 4 min read

Why sabbaticals could be key for career growth and retirement planning

A sabbatical isn't just an extended break from work for the wealthy - but a transformative experience. This article explores the importance of sabbaticals in both personal, and career, growth - as well as the potential cost of not taking one.

Article 4 min read

Struggling with long-term financial planning? Here's how to deal with it

We explore why financial planning goes beyond numbers, diving into the emotional hurdles like anxiety and shame that can make it feel daunting.

Latest

a ssenior manager with glasses is sitting at her desk near a window and reading a financial report while using her laptop
Article 4 min read

Cost of living – how and where to find help if you need it

Struggling with rising living costs? Explore practical UK support for energy bills, food costs, budgeting and pension guidance to help manage your money.

young woman in a winter jumper and jacket looking at her phone walking in the city
Article 5 min read

Key takeaways from the Autumn Budget 2025

Discover what the Autumn Budget 2025 means for you, your pension and plans for later life.

woman in a beige top against a cream wall is smiling at her tablet
Article 3 min read

Finfluencers: what you need to know about making money decisions from social media

Recently, a trend has emerged where 'finfluencers' are using social media to offer financial advice and guidance. This article breaks down what you need to know about them and how to stay safe online.

Featured

a happy man holding an uncertain toddler while a smiling woman looks on

5 steps to help build an emergency fund

Article 6 min read

Having an emergency fund can support you in uncertain times. Here are 5 steps to help you build your emergency fund.

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Article 3 min read

Stuck in the advice gap? How targeted support could help you

If you're struggling to afford or find a financial adviser, it's likely you're stuck in what's known as the 'advice gap'. Our Director of Pensions, Steven Cameron, shares how a new initiative called 'targeted support' could reduce this gap.

Latest

smiling older man wearing climbing helmet and red jacket
Article 4 min read

Finding joy in living well within your means

Find joy in simple living. Tips to spend wisely, embrace minimalism, and enjoy life within your means - while putting joy and purpose at the forefront.

couple at the beach, expressing their love and happiness
Article 5 min read

Smart travel hacks for a budget-friendly holiday

As the warmer months approach, you might be looking forward to a well-deserved summer holiday. Here are some practical tips to help you holiday on a budget.

father with tee shirt and tattoos is carrying his young daughter on his shoulders in a park
Article 3 min read

5 ways to enjoy a low-budget summer

Keeping costs down doesn't mean you can't have fun this summer. Here are a few ways to help you make the most of the summer on a budget.

Featured

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Article 4 min read

4 ways to help you enjoy a fulfilling retirement

Retirement is a big lifestyle change. Check out our 4 lifestyle activities which could help you enjoy a fun and fulfilling retirement.

Article 5 min read

How to prepare for the changing world of work

Navigating the future of work may be a challenge – but an exciting one. Here are a few ideas on how you can adapt to the changing world of work.

Article 4 min read

How to earn money doing part-time work you enjoy

Are you thinking about taking up a part-time role in your Second 50, but worried you might not have time to do the things you enjoy? Keep reading for ideas of jobs that could align with your hobbies and interests.

Article 5 min read

How you can make your Second 50 career work for you

As we all live a little longer, the way we work is changing. This article, the first in a new series on the Five Fundamentals of your Second 50, looks at the Fundamental of Work and how you can make the most of your career in later life.

Article 4 min read

What does a multi-stage life mean for you?

We’re starting to move away from the three life stages of education, work, and retirement. For whatever opportunities you'd like to explore, here’s some ideas on how you could prepare, so you can embrace all that a multi-stage life offers.

Article 8 min read

Improving your bouncebackability: 5 tips to boost your financial resilience

Not everything in life is predictable. Building up your financial resilience and setting aside an emergency fund could help you feel better prepared.