What we offer
Choosing the right products is key when thinking about your future and life after work. Whatever your savings goals, and whether you are using a financial adviser or not, we have a range of products to suit your needs and help you take control of your finances.
As a customer, we have two options for you.
Option without advice
We have a stocks and shares ISA that can be accessed without a financial adviser, with a selection of funds to suit your savings needs.
Personal pension
Having a Retiready pension offers a tax-efficient way of saving, and planning for your retirement.
- Makes saving for retirement easy
- 5 funds with different levels of risk to meet the needs of savers
- Ability to take an income in retirement from age 55 (increasing to age 57 on 6 April 2028)
- Tax relief on contributions
The value of an investment can fall as well as rise and isn't guaranteed. The final value of your pension pot when you come to take benefits may be less than has been paid in. The value of any tax relief will depend on individual circumstances.
Stocks and Shares ISA
The Retiready Individual Savings Account (ISA) is a tax-efficient way to boost your savings. You can use it alongside a pension.
- A tax-efficient way to save
- 4 funds with different levels of risk to meet the needs of savers
- Flexible pay in options
The value of a Stocks and Shares ISA can fall as well as rise, isn't guaranteed and you may get back less than you invest. The value of any tax benefits will depend on individual circumstances.
Through a financial adviser
We have a number of products available to you through financial advisers.
Aegon Retirement Choices and One Retirement
- Aegon Stocks and Shares Individual savings account (ISA)
- Aegon General Investment Account (GIA)
- Aegon Self-Invested Personal Pension (SIPP)
Aegon Platform
- Individual Savings Account (ISA)
- Aegon General Investment Account (GIA)
- Drawdown options
These are advised products only. Please speak to a financial adviser for more information.
With-Profits
If you have a With-Profits plan, it’s important you understand how your investment works.
Online security
There are a number of things you can do to keep your savings safe. Take a look at our top tips.
Looking for Investor Portfolio Service?
Find out more about Investor Portfolio Service (IPS) and how to access your dashboard.