What we offer

Choosing the right products is key when thinking about your future and life after work. Whatever your savings goals, and whether you are using a financial adviser or not, we have a range of products to suit your needs and help you take control of your finances.

As a customer, we have two options for you.

Option without advice

We have a stocks and shares ISA that can be accessed without a financial adviser, with a selection of funds to suit your savings needs.

Personal pension

Having a Retiready pension offers a tax-efficient way of saving, and planning for your retirement.

  • Makes saving for retirement easy
  • 5 funds with different levels of risk to meet the needs of savers
  • Ability to take an income in retirement from age 55 (increasing to age 57 on 6 April 2028)
  • Tax relief on contributions

The value of an investment can fall as well as rise and isn't guaranteed. The final value of your pension pot when you come to take benefits may be less than has been paid in. The value of any tax relief will depend on individual circumstances.

Stocks and Shares ISA

The Retiready Individual Savings Account (ISA) is a tax-efficient way to boost your savings. You can use it alongside a pension.

  • A tax-efficient way to save
  • 4 funds with different levels of risk to meet the needs of savers
  • Flexible pay in options

The value of a Stocks and Shares ISA can fall as well as rise, isn't guaranteed and you may get back less than you invest. The value of any tax benefits will depend on individual circumstances.

Got a Retiready activation code?

If you're moving your existing Aegon pension to Retiready or you're an employee that has set up a employer pension with us, activate your account to get started with Retiready.

Through a financial adviser

We have a number of products available to you through financial advisers.

Aegon Retirement Choices and One Retirement

  • Aegon Stocks and Shares Individual savings account (ISA)
  • Aegon General Investment Account (GIA)
  • Aegon Self-Invested Personal Pension (SIPP)

These are advised products only. Please speak to a financial adviser for more information.


If you have a With-Profits plan, it’s important you understand how your investment works.

With-Profits investments

Online security

There are a number of things you can do to keep your savings safe. Take a look at our top tips.

Stay safe online

Looking for Investor Portfolio Service?

Find out more about Investor Portfolio Service (IPS) and how to access your dashboard.

Combine your pension pots

Take control of your pensions by bringing them together in one place.