Money tips

Here you'll find money saving ideas, tips to improve your financial wellbeing and articles about making the most of your pension.

What's new

girl smiling with her arms out in the rural environment.
Article 3 min read

What is a happy budget - and why do I need one?

Discover how a ‘happy budget’ helps you balance financial responsibilities with spending on what brings you joy, for better wellbeing and peace of mind.

woman working from home on the couch while her baby boy sleeping next to her
Article 4 min read

What is the motherhood tax? Understanding its impact and planning ahead

The motherhood tax describes the financial and career penalties mothers can often face after having children.

woman sitting in meadow with yellow flowers all around her
Article 4 min read

Should you save or pay down debt?

Choosing between saving and paying down debt can be difficult. Here are some pointers to consider to help you decide what's best for you.

smiling older man wearing climbing helmet and red jacket
Article 4 min read

Finding joy in living well within your means

Find joy in simple living. Tips to spend wisely, embrace minimalism, and enjoy life within your means - while putting joy and purpose at the forefront.

a woman in a green apron turns clay on a wheel while another potter looks on
Article 3 min read

5 easy side hustles to boost your income

Looking to make some extra money? Here are 5 side hustles to consider that could help you boost your income.

anonymous woman looking at records in a second hand shop
Article 4 min read

How to win at shopping (and avoid buyer's remorse)

Sometimes, the thrill of a bargain can quickly turn into buyer’s remorse. Here’s our top 5 tips on how to avoid that.

Our featured read

pensive woman on a grey sofa looking at her laptop and paperwork

How to create a retirement plan

Article 5 min read

Setting aside time to prepare a plan is one of the most valuable steps you can take towards getting ready for retirement.

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  • Article
  • 4 min read
How to money mindshift in 5 steps
smiling man with glasses in a cream jacket using his phone while walking down a street
  • Article
  • 3 min read
Long-term investor? Here's how to beat investment panic

More latest

Article 5 min read

Key takeaways from the Autumn Budget 2025

Discover what the Autumn Budget 2025 means for you, your pension and plans for later life.

Article 3 min read

How to stay financially resilient when you’re part of the 'sandwich generation'

If you're taking care of younger and older dependants, you might be part of the sandwich generation. Here's what it means and how to improve your financial resilience.

Article 5 min read

How to talk about money as a couple

Unlock the secrets to financial harmony with your partner by understanding and discussing your money mindsets. This article offers practical tips to help couples navigate financial conversations, fostering a stronger and more aligned financial future together.

Article 4 min read

Why sabbaticals could be key for career growth and retirement planning

A sabbatical isn't just an extended break from work for the wealthy - but a transformative experience. This article explores the importance of sabbaticals in both personal, and career, growth - as well as the potential cost of not taking one.

Article 4 min read

Struggling with long-term financial planning? Here's how to deal with it

We explore why financial planning goes beyond numbers, diving into the emotional hurdles like anxiety and shame that can make it feel daunting.

Article 5 min read

Will I pay tax on my pension

When you come to take money from your retirement savings, you’ll likely be taxed on some of this income. Here’s how it works and what you need to know.

Latest

woman in a beige top against a cream wall is smiling at her tablet
Article 5 min read

Will I pay tax on my pension

When you come to take money from your retirement savings, you’ll likely be taxed on some of this income. Here’s how it works and what you need to know.

man on his mobile phone and his laptop while working from home
Article 5 min read

Pension basics: 8 tips in under 5 minutes

Our Head of Pensions, Kate Smith, outlines 8 of her top tips for managing your pension.

man in a striped shirt using his laptop and taking notes in a home office
Article 7 min read

How redundancy affects your pension

If you've been impacted by redundancy, knowing what you can and can't do with your current workplace pension could help you to navigate your next steps.

Featured

pensive woman on a grey sofa looking at her laptop and paperwork

How to create a retirement plan

Article 5 min read

Setting aside time to prepare a plan is one of the most valuable steps you can take towards getting ready for retirement.

More latest

Article 5 min read

What is the State Pension and how does it work?

What is the State Pension, how much will you get and when can you claim it? We cover some key questions to help you understand how the State Pension works.

Article 4 min read

How caring for your grandkids could boost your State Pension

Caring for your grandkids could earn you money from the Specified Adult Childcare credits - which can be used to boost your State Pension.

Article 5 min read

Pension planning for expats – what you need to know

If you’re already living abroad or are looking to do so soon, this article aims to tell you what you need to consider about your pension.

Article 5 min read

What’s next for the State Pension? 4 things to know

Our Head of Pensions, Kate Smith, shares an update on the State Pension with key points to take note of.

Article 5 min read

What happens to my pension when I die?

Planning for life after death can give you and your loved ones some peace of mind. But have you considered how your pension will be impacted? In this article we explore pensions, inheritance rules and how your pension could be passed on to your beneficiaries if you choose.

Article 5 min read

How to plan your retirement transition

With more of us starting to live longer multi-stage lives, we need to make sure we have enough money to cover those later years. This article shares considerations to make your transition from work to retirement easier.

Latest

woman sitting in meadow with yellow flowers all around her
Article 4 min read

Should you save or pay down debt?

Choosing between saving and paying down debt can be difficult. Here are some pointers to consider to help you decide what's best for you.

a woman in a green apron turns clay on a wheel while another potter looks on
Article 3 min read

5 easy side hustles to boost your income

Looking to make some extra money? Here are 5 side hustles to consider that could help you boost your income.

Smiling female looking at computer screen
Article 3 min read

How to review your budget

Reviewing your budget can be useful for keeping on top of your financial goals. Here are four approaches you can take while reviewing your budget.

Featured

thoughtful and smiling woman wearing glasses while she uses her tablet

How to save £10,000 in a year

Article 6 min read

Saving £10,000 this year really may be possible. With the right approach, some inspiration and lots of discipline, you could make that dream a reality.

More latest

Article 4 min read

What to do if you've been scammed: a step by step guide

Being scammed can be a stressful and upsetting experience. Here are some practical steps to take if you think you've been a victim of a scam.

Article 4 min read

What it means to be financially thriving

Achieving financial wellbeing goes beyond just having money in the bank. Our guide offers valuable insights into becoming financially thriving.

Article 5 min read

How to budget and care for ageing parents

Caring for an elderly parent is no small task and can be financially challenging. Here are some ways to help you budget for and support them.

Article 3 min read

How you could reduce your utility bills with small lifestyle changes

Are high energy prices impacting you? Read our article for some small and inexpensive changes you could make to help reduce your utility bills.

Article 5 min read

How to do what you love on a budget

From travelling to hobbies and eating out – doing what we love doesn't need to be expensive. Read our top tips for doing what you love, on a budget.

Article 3 min read

The benefits of saving £50 a month

Saving £50 a month, or as much as you can afford to, could help to improve your financial wellbeing in the long run. Read how it could benefit you.

Latest

girl smiling with her arms out in the rural environment.
Article 3 min read

What is a happy budget - and why do I need one?
woman working from home on the couch while her baby boy sleeping next to her
Article 4 min read

What is the motherhood tax? Understanding its impact and planning ahead
anonymous woman looking at records in a second hand shop
Article 4 min read

How to win at shopping (and avoid buyer's remorse)

Featured

grocery-store-illustration-with-pink-shape.png

How to money mindshift in 5 steps

Article 4 min read

What’s your money mindset? If you're not sure, try following these 5 steps to help you identify your habits and attitudes towards managing your finances. It might surprise you.

More latest

Article 3 min read

How to stay financially resilient when you’re part of the 'sandwich generation'

If you're taking care of younger and older dependants, you might be part of the sandwich generation. Here's what it means and how to improve your financial resilience.

Article 5 min read

How to talk about money as a couple

Unlock the secrets to financial harmony with your partner by understanding and discussing your money mindsets. This article offers practical tips to help couples navigate financial conversations, fostering a stronger and more aligned financial future together.

Article 4 min read

Why sabbaticals could be key for career growth and retirement planning

A sabbatical isn't just an extended break from work for the wealthy - but a transformative experience. This article explores the importance of sabbaticals in both personal, and career, growth - as well as the potential cost of not taking one.

Article 4 min read

Struggling with long-term financial planning? Here's how to deal with it

We explore why financial planning goes beyond numbers, diving into the emotional hurdles like anxiety and shame that can make it feel daunting.

Article 3 min read

Should I spend £3.50 on a coffee or save it for my retirement?

This article explores how to know if those small spends are really bringing you joy, or if they could do more for your future.

Article 4 min read

Why comparing yourself isnt always bad

In this article explore why comparisons are so hard to avoid and how they shape your financial mindset. Plus discover how to turn comparison into a tool for growth, not guilt.

Latest

young woman in a winter jumper and jacket looking at her phone walking in the city
Article 5 min read

Key takeaways from the Autumn Budget 2025

Discover what the Autumn Budget 2025 means for you, your pension and plans for later life.

woman in a beige top against a cream wall is smiling at her tablet
Article 3 min read

Finfluencers: what you need to know about making money decisions from social media

Recently, a trend has emerged where 'finfluencers' are using social media to offer financial advice and guidance. This article breaks down what you need to know about them and how to stay safe online.

man with glasses is smilng while using his phone and laptop in his room
Article 3 min read

Stuck in the advice gap? How targeted support could help you

If you're struggling to afford or find a financial adviser, it's likely you're stuck in what's known as the 'advice gap'. Our Director of Pensions, Steven Cameron, shares how a new initiative called 'targeted support' could reduce this gap.

Featured

a happy man holding an uncertain toddler while a smiling woman looks on

5 steps to help build an emergency fund

Article 6 min read

Having an emergency fund can support you in uncertain times. Here are 5 steps to help you build your emergency fund.

More latest

Article 4 min read

Cost of living – how and where to get help if you need it

We're living in uncertain times. We outline some useful resources designed to help you as you face the cost of living crisis.

Article 10 min read

8 changes to know for the new tax year

Get up-to-date with the many changes to pensions, investments and tax that could affect you in the new 2024/25 tax year.

Latest

smiling older man wearing climbing helmet and red jacket
Article 4 min read

Finding joy in living well within your means

Find joy in simple living. Tips to spend wisely, embrace minimalism, and enjoy life within your means - while putting joy and purpose at the forefront.

couple at the beach, expressing their love and happiness
Article 5 min read

Smart travel hacks for a budget-friendly holiday

As the warmer months approach, you might be looking forward to a well-deserved summer holiday. Here are some practical tips to help you holiday on a budget.

father with tee shirt and tattoos is carrying his young daughter on his shoulders in a park
Article 3 min read

5 ways to enjoy a low-budget summer

Keeping costs down doesn't mean you can't have fun this summer. Here are a few ways to help you make the most of the summer on a budget.

Featured

More latest

Article 4 min read

9 money saving food tips to help you live sustainably

These 9 food tips could help you make more sustainable choices and potentially save some money in the process.

Article 4 min read

4 ways to help you enjoy a fulfilling retirement

Retirement is a big lifestyle change. Check out our 4 lifestyle activities which could help you enjoy a fun and fulfilling retirement.

Article 5 min read

How to prepare for the changing world of work

Navigating the future of work may be a challenge – but an exciting one. Here are a few ideas on how you can adapt to the changing world of work.

Article 4 min read

How to earn money doing part-time work you enjoy

Are you thinking about taking up a part-time role in your Second 50, but worried you might not have time to do the things you enjoy? Keep reading for ideas of jobs that could align with your hobbies and interests.

Article 5 min read

How you can make your Second 50 career work for you

As we all live a little longer, the way we work is changing. This article, the first in a new series on the Five Fundamentals of your Second 50, looks at the Fundamental of Work and how you can make the most of your career in later life.

Article 4 min read

What does a multi-stage life mean for you?

We’re starting to move away from the three life stages of education, work, and retirement. For whatever opportunities you'd like to explore, here’s some ideas on how you could prepare, so you can embrace all that a multi-stage life offers.