Your pension is invested to help your money grow for retirement. If you don’t choose where to invest your pension, your money will automatically go into the default fund - Aegon LifePath Flexi - which has been designed to manage investments for you, from when you join right through to retirement.
If you want to choose your own investments, there's a range of other funds available. The best choice will depend on how comfortable you are making investment decisions, how much you need your savings to grow, and how much risk you’re happy to take.
Your investment options
There are two ways you can invest your savings:
The value of an investment can fall as well as rise and isn’t guaranteed. The value of your pension pot when you come to take benefits may be less than has been paid in.
How we look after your investments
At the heart of the Aegon Master Trust is a board of independent trustees, bringing deep investment expertise. Acting in members’ best interests, the trustees consider investment needs and behaviours, manage enhacements to the investments offered, and maintain a strong focus on value for money.
They are supported by our robust fund governance process, designed to ensure our funds deliver on thier commitments.