If your scheme is new to Aegon, we want to make sure members know all about their new workplace retirement savings right from the start. This is arguably the most important time for getting members engaged.
Welcome toolkit
We take you through the initial member journey in this welcome toolkit - so you'll be aware of what your employees will get at every step of the way.
We've created a suite of material to help you launch and promote your scheme. Including posters and digital assets you can access and download to help welcome scheme members.
Scheme information leaflet
Access the editable template to create your Scheme information leaflet. This leaflet can be shared with the Scheme announcement email you'll find in the Welcome toolkit.
Introduction to workplace savings video
This video cuts through the complexity of workplace savings and grabs attention with relatable and easy-to-understand content. Could be played at employee sessions, or add a link to it in other communications.
Mylo not only gives employees an instant control over their savings but also a reminder you value them by paying in too.
Key messages
The benefits of being online, such as seeing how funds are growing, checking if savings are on track, increasing contributions, changing investment choices and using online tools.
It can really get them thinking about:
- If they should they be paying in more.
- Are they in the right investment funds.
- Should they combine other plans with other providers.
- Those considering opting out may change their mind once they see the value of their account.
- Getting them to use online tools and calculators
Promote Mylo in your workplace
A full suite of ready-to-use materials to launch Mylo in your workplace. Posters, digital banners, email templates, and more - all designed to grab attention
Actively managing their plan can help members make the most of their savings and maximise the chances of seeing their savings grow over time. Regularly reviewing their retirement goals and considering their options in advance can also help them feel more in control - giving you reassurance you've helped keep your employees retirement plans are on track.
Key messages
A pension pot could be the most valuable asset when reaching the time to access retirement savings. Retirement savings are a long-term strategy - investments can go down as well as up affecting the value.
Help employees review their retirement savings
This copy content can be used to create emails, newsletters, intranet or benefits site content, added to an agenda for a team meeting or employee conference.
Digital assets
Are you on track for the retirement you want? poster
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Are you on track for the retirement you want? poster
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Are you on track for the retirement you want? poster
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The amount your employees contribute to their pension will determine the type of lifestyle they could have in retirement. That's why it may be important for you to encourage members to review their contributions - even paying in a little more could make a difference.
Key messages
Make sure employees realise it's not just their own payments going into the plan they'll also benefit from your contributions and tax relief. Plus salary sacrifice may add even more. If they can pay more in (within HMRC limits) and about matching contributions (if you offer this) if they pay more, you'll pay more, making their salary package even more valuable. Also, if contributions increase with age or grade and what happens if they opt-out of the pension.
Help employees review their contributions
This copy content can be used to create emails, newsletters, intranet or benefits site content, added to an agenda for a team meeting or employee conference.
Investment choice is a key decision for retirement planning. It's important members are happy with the fund(s) they choose and that you encourage them to monitor their savings throughout their working life, particularly as they get closer to retirement.
We offer various options for members depending on their preference for how they want to manage their investments.
Key messages
Details about the default investment fund and performance, the availability of other funds, and that it's possible to switch funds with free switches on offer.
Help employees review their investments
This copy content can be used to create emails, newsletters, intranet or benefits site content, added to an agenda for a team meeting or employee conference.
Investing: The basics
A video guide to help members review their investment funds.
Whether employees have already worked at a few places, or just starting out, chances are they'll accumulate a few different pension pots throughout their career.
Combining pension pots isn't right for everyone, and there are important things to check and consider. Together we can help members decide what's right for them and their future, if they decide combining their pensions pots is right for them, we're here to help them take the next step.
Key messages
Bringing savings with different providers together in one pot may make all-important retirement savings easier for employees to manage. They may be paying more by having multiple pots elsewhere and there's no cost from Aegon for them to transfer. Members should contact Aegon Assist or a financial adviser if they're not sure about their options.
Help employees combine their pension pots
This copy content can be used to create emails, newsletters, intranet or benefits site content, added to an agenda for a team meeting or employee conference.
When using these digital assets, include this url when embedding online: aegon.co.uk/consolidation
We all like to have control over our finances for when we're around to enjoy them, but members need to think about what will happen to their retirement savings should they die.
If this were to happen before they accessed their pension pot, the full value of their account would be considered to provide a cash sum to their beneficiaries.
Key messages
Members should complete a nomination form to let us know who they'd like to receive any benefits which may become payable on their death (if they haven't already). Any existing nomination forms for other schemes they have with us won't be taken into consideration. It's a good idea to review nomination(s) from time to time, so it accurately reflects their wishes and takes into account any change in circumstances.
Help employees nominate beneficiaries
This copy content can be used to create emails, newsletters, intranet or benefits site content, added to an agenda for a team meeting or employee conference.
Key messages
Employees can find out more about this feature in the “More ways to save” section in Mylo. Once open, they can manage their ISA and workplace pension together in one place.
Help employees with More ways to save
This content can be used to create emails, newsletters, intranet, or benefits site content, added to an agenda for a team meeting or employee conference.
Financial wellbeing is more than just people's financial position, it's also the emotion and outcome we want to connect with our services, support and the journey with us.
Your employees all have individual needs and through our money and mindset principles, you could help them each adopt habits and behaviours to get more enjoyment from their finances and give them peace of mind.
Our ambition is to collaborate with you using the content and practical tools for you to use with employees to improve their financial wellbeing.
Find even more on our dedicated Financial wellbeing hub featuring content, tools and information to give support.
Key messages
The importance of financial resilience to broader wellbeing. Encourage employees to think about what they need to live a happy and fulfilled life, and to consider how to fund it making life enjoyable and meaningful both now and in retirement.
Help employees with financial wellbeing
This copy content can be used to create emails, newsletters, intranet or benefits site content, added to an agenda for a team meeting or employee conference.
Where your scheme charge is less than you previously paid, you could use this campaign to let members know.
Key messages
Lower charges could mean your members pay less charges and could mean more may be potentially paid into their savings pot. Help your employees think about the potential benefits of having all their workplace savings in one easy-to-mange place.
Sample member communication copy
Help employees feel more informed about lower charges
This copy content can be used to create emails, newsletters, intranet or benefits site content, added to an agenda for a team meeting or employee conference.