Expertly managed, member-focused
The Aegon Master Trust offers robustly governed, investment solutions, combining a strong default strategy with a carefully curated self-select fund range, giving your employees confidence and clarity to invest for their future.
As a multi-employer workplace pension scheme, the Aegon Master Trust brings together contributions from multiple employers, unlocking the benefits of scale, cost efficiencies, enhanced governance, and a forward-looking approach that evolves to meet the changing needs of its members.
At the heart of the Aegon Master Trust is a single board of fully independent trustees, comprising seasoned professionals with deep expertise in retirement savings, regulatory compliance, responsible investment and member engagement. This board is legally bound to act in the best interests of scheme members, ensuring high standards of governance, transparency and value.
A dynamic and diversified default strategy
Aegon Master Trust investments offers a robust default strategy, designed for members who prefer a ready-made, long-term investment solution.
Aegon LifePath Flexi is a target date strategy which adjusts the investment mix over time, focusing on growth in the early years and gradually shifting to investments that are considered lower-risk as retirement approaches. LifePath Flexi is designed for members who want to take a flexible income whilst remaining invested through retirement.
There are two alternative LifePath investment options providing other options for members who like the idea of a fund that will manage their investments throughout their career, right up to retirement, but would like the option to take their benefits in a different way.
Aegon LifePath Retirement and Aegon LifePath Capital follow the same investment strategy as Aegon LifePath Flexi but target different outcomes at retirement (annuity and cash respectively).
A carefully curated investment range
The Aegon Master Trust fund range has been carefully selected by Aegon Master Trust Trustees with input from independent adviser, Isio, to help members build their own portfolios, while keeping choices manageable.
The focused range of 28 funds offers choice across different asset classes, world regions and investment styles and includes funds aligned with specific responsible investment themes and Shariah compliant options.
There’s no guarantee the funds will meet their objectives. The value of investments and any income taken, can fall as well as rise and isn’t guaranteed. The final value of a member’s pension pot when they come to take benefits may be less than has been paid in.
