My retirement options

In this guide

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Run up to retirement.

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As we all get ever closer

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to retirement age.

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There's certain things

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we need to put in place

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to make sure we're ready.

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Doing an overall financial

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check is a good start.

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If you have a financial adviser,

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they'll be able to help you with this.

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Work out what finances you have,

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what you can save,

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and what you need for when you retire.

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Then, working with your adviser,

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put in place investment plans

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that may give you the potential

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to grow at the rate you need it to,

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over the timeframe

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you have before

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you ideally want to retire.

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Then, as you get closer to retirement,

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you need to make sure

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that the investments you do

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have are at a level of risk

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that suits you.

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There are several options

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available to you

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at this stage to check

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if you're still on track

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to hit your goals.

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Doing your own research

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and taking some advice

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or guidance

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will help

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you understand

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what options are best for you.

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There are many options

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available to you at retirement,

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which can be confusing,

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so at this stage

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it might be wise to consider

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bringing your retirement pots together

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if you haven't already done so,

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remember that

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consolidating isn't for everyone.

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If you're unsure,

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you should get some financial advice

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or guidance.

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Whatever your circumstances,

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don't stress.

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We’ll work together

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to give you the best chance

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at the retirement you're hoping for.

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Powerfully Simple

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by Aegon.

Retirement booklets

16 year transition flyer Use this transition flyer for customers 16 years from retirement to encourage them to think about the options they may wish to use at retirement and best practices on how to get there.

11-14 year transition flyer Use this transition flyer for customers 11 to 14 years from retirement to encourage them to think about the options they may wish to use at retirement and best practices on how to get there.

10 year transition flyer Use this transition flyer for customers 10 years from retirement to encourage them to think about the options they may wish to use at retirement and best practices on how to get there.

1-9 year transition flyer Use this transition flyer for customers 1-9 years from retirement to encourage them to think about the options they may wish to use at retirement and best practices on how to get there.

Income in retirement

Aegon Master Trust Drawdown Account

Aegon Master Trust Drawdown Account Member Guide Use this guide to navigate the TargetPlan Master Trust drawdown journey.

Aegon Master Trust Drawdown Account Summary This document explains the Master Trust Drawdown Account and is included as part of your welcome pack.

Aegon Master Trust Drawdown - Your investment options This guide sets out your investment options through the Aegon Master Trust Drawdown product and where to find support for your choices

Additional support

Coming up to retirement As you approach retirement or consider starting your pension benefits, it's important to understand your options.

How to access your pension benefits online This guide explains how you can access your pension benefits using our online tools.

An overview of myTarget myTarget is a planning tool that shows a comparison of the main options that may be available to you at retirement to help you decide which option is best for you.

What are my options for taking my money? Take a look at this short video explaining your options for taking your money at retirement.

Additional resources

Aegon Assist

If choices around how to save and plan for retirement seem daunting, we're here to help you understand them better.

Pension Wise

A free Pension Wise appointment explains the options for taking money from your defined contribution pension. It’s impartial and backed by government.

Pension scams

Read our top tips for spotting pension scams and find out where you can receive support if you've been a victim of a scam.

Money Helper

Choosing a financial adviser might seem daunting, but if you need help with a financial decision it’s well worth persevering. A good adviser can save you money and a lot of worry.