From 10 September 2026, we’re making some changes to the Aegon Stability fund, available as part of our insured Pension, Aegon Retirement Choices (ARC), Aegon One Retirement (AOR) and Retireready fund ranges.
Other than the changes described below, the fund's aims and objectives will remain the same.
What’s changing and why
As part of our fund governance process, we regularly monitor and refine our funds to make sure they continue to meet their fund objective. As a result, we’re:
- Making changes to the existing mix of underlying funds used in the Aegon Stability fund
- Adding a benchmark in line with the aims of the fund
Benchmarks are used to measure a fund’s performance against similar types of investments, similar markets or regions.
Change to the Charges
These changes mean the charges for this fund will increase; details of the old and new charges are in the tables below:
Pension fund
Fund name | Old Total Charge1(%) | New Total Charge1 (%) | Change (%) |
|---|---|---|---|
Aegon Stability | 1.85 | 1.90 | 0.05 |
Aegon Retirement Choices (ARC) and Aegon One Retirement (AOR) fund
Fund name | Old Fund Charge2(%) | New Fund Charge2 (%) | Change (%) |
|---|---|---|---|
Aegon Stability fund (ARC) | 0.85 | 0.90 | 0.05 |
Retiready (RR) fund
Fund name | Old Fund Charge2(%) | New Fund Charge2 (%) | Change (%) |
|---|---|---|---|
Aegon Stability fund (RR) | 0.85 | 0.90 | 0.05 |
Source: Aegon UK
1This includes a standard 1% product charge, a fixed management fee and expenses that vary with the day-to-day costs of running the fund. Investors may pay a different product charge, in which case the Total Charge will be different.
2This is on top of any product or adviser charge and includes a fixed management fee, plus expenses that vary with the day-to-day costs of running the fund.
The value of an investment can fall as well as rise and is not guaranteed. Investors could get back less than they’ve paid in.
More information on the changes
Mix of underlying funds
The old and new mix of underlying funds and approximate asset allocation is shown below:
Previous mix of underlying funds | New mix of underlying funds |
|---|---|
Aegon Fulcrum Core Diversified Absolute Return (33%) | Aegon Fulcrum Core Diversified Absolute Return (35%) |
Aegon BNY Melon Global Dynamic Bond (33%) | Aegon AM Absolute Return Bond (35%) |
Cash (34%) | Scottish Equitable BlackRock UK Absolute Alpha (15%) |
| Cash (15%) |
Source: Aegon UK as at September 2026
New performance benchmark
Previous Benchmark | New Benchmark |
|---|---|
N/A | 3-month SONIA (Sterling Overnight Index Average) |
Source: Aegon UK
We’ll update our literature as soon as we can, but you may notice the old and new information in use for a time, for example on our fund factsheets.
You can find more information about this fund in the fund factsheet on the ‘Fund prices and performance’ page of our website by viewing ‘Other fund ranges’ or ‘Aegon Retirement Choices (ARC)’ and searching for the fund name. For Retiready you can find out more information and view the fund factsheet by viewing 'Pension Investment funds' and selecting Stability fund.
What current investors need to do
Existing investors in this fund don’t need to do anything.
You should speak to your financial adviser in the first instance if you need advice about your investments. There’s likely to be a charge for this. If you don’t have a financial adviser, you can find one in your area by visiting Moneyhelper or find out more about advice services supported by Aegon by visiting Origen Financial Services.
Origen Financial Services Ltd is wholly owned by Aegon UK plc but operates independently to us.