The Retiready Pension

Right now, one in seven people aged 55-65 are approaching retirement without a private or workplace pension*.

This means 1.2** million people are approaching retirement age with nothing to supplement their state pension. If you think this is you, don't worry. To help, Retiready cuts through the jargon and makes it easy for everyone to take control and shape their own future.

Benefits of the Retiready pension

How a Retiready personal pension can help you:

  • You're in control, with guidance when you need it
  • Simple investment choice
  • Clear charges
  • You can transfer in any existing pension funds
  • Tax relief on your contributions
    (For example, for every £80 you pay, tax relief boosts the amount invested to £100. the value of any tax relief depends on your individual circumstances.)
  • Up to 25% tax free cash option when you retire

Things to think about

  • The value of an investment can fall as well as rise and isn’t guaranteed. You could get back less than you invest.
  • Transferring your pension may not be the best option for you, you should compare the benefits from your current pension with the estimated benefits of your new pension, including any guarantees and penalties. If you're unsure whether this is right for you or need advice, please speak to a financial adviser.
  • The value of any tax relief depends on your individual circumstances.
  • This information is based on our understanding of current, taxation law and HMRC practice, which may change.

A good product for anyone looking for a personal pension.

Michael, Retiready customer

Why is a Retiready Pension different?

Your investment options

Choosing a fund may be the easiest thing you do

We’ll tell you which fund matches your risk level, or you can choose another from our small, but perfectly formed, range.

Not a clue which fund is right for you?

Our risk assessment tool tells you your risk level in a couple of minutes.

Making payments

We're flexible. You can simply make one-off payments, monthly contributions and/or transfer funds in from another registered pension fund.


These charges may vary in future.

*Aegon Readiness Report April 2017

**Population Estimates for UK, England and Wales, Scotland and Northern Ireland: table MYE2 (population aged 55-65 totals 8,153,213 – 15% = 1,222,982)

Get your Retiready Pension today

Apply now for a personal pension