The Retiready Personal Pension

Right now, only 7% of the UK population are on track (PDF - 0.5Mb Opens new window) for the retirement they want. One reason for this is that although personal pensions (sometimes called private pensions) are one of the best ways to save for retirement, they can be complex and hard to understand. To help, Retiready cuts through the jargon and makes it easy for everyone to take control and shape their own future.

Benefits of the pension

How a Retiready personal pension can help you:

  • Let’s you take control of your future – making your own decisions means you don’t need to pay for advice unless you think you need it.
  • Simple funds tailored to different risk appetites.
  • Flexible pay in options.
  • Tax relief on your contributions so for every £80 you pay, £100 is actually invested*.
  • Up to 25% tax free cash option when you retire.
  • Lets you look into and manage your retirement savings on any device when it suits you.

* The value of any tax relief depends on your individual circumstances. The value of investments can go down as well as up. You may get back less than you invested.

Apply now for a personal pension (Opens new site)

Tomorrow starts today

Planning sounds easy but hardly anyone does it successfully. Why not watch our video about why and how you can get the future you want?

The following video is about Consolidating: bringing your pots together and has a transcript (see below).

The great thing about Retiready is that it's really simple to navigate and understand what I'm looking at

Isla K, Retiready customer and Aegon employee

Why is a Retiready Pension different?

Your investment options

Choosing a fund may be the easiest thing you do

We’ll tell you which fund matches your risk level, or you can choose another from our small, but perfectly formed, range.

Not a clue which fund is right for you?

Our risk assessment tool tells you your risk level in a couple of minutes.

Making payments

We're flexible. You can  simply make one-off payments, monthly contributions and/or transfer funds in from another registered pension fund.


How much could you save on pension charges?

Stacks! Try our charge calculator to see if you could save money. And when you transfer £5,000 or more into a Retiready Pension before 28 October 2016, you’ll receive up to £500 cashback. T&C’s apply. Before transferring any existing pensions, you should ensure you won't lose valuable guarantees or benefits. The calculator doesn't compare the charges for an Aegon pension provided by your employer.
Compare your pension charges

Get your Retiready pension today

Apply now for a personal pension