Existing customers

This section looks at the possibility of consolidating your existing investments. We also introduce Retiready, the online platform where you can view all your investments in one place.

Pension consolidation

More and more of us are switching jobs several times in our lives. This means that our pension funds are often scattered about, which can make it hard to get a complete picture of our savings or how on track we are for retirement. Moving your retirement savings into one pot, in one place, can help you take control.

Consolidating your retirement savings could bring clarity and convenience, puts you firmly in control and cuts down on paperwork. It might even save you money by avoiding multiple charges.

The value of an investment, and any income from it, can fall as well as rise and isn’t guaranteed. You could get back less than you originally invested.

You should be comfortable with the investment choices that you make as you may lose features, protections, guarantees or other benefits when you transfer. If you’re not sure, you should get financial advice - there may be a charge for this.


How good would it feel to be able to monitor and take control of all your retirement savings in one place? Retiready lets you do exactly that. You may be able to consolidate existing pension funds or ISAs into your Retiready pension or Retiready ISA, leaving you with just one easy to manage retirement plan.

Watch our video to discover more about Retiready.

The value of an ISA will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested. An investment in a stocks and shares ISA will not provide the same security of capital associated with a cash ISA. The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.

The following video is about Get your Retiready Retirement readiness score and has a transcript (see below).