Have you had a letter from us about your lifestyle fund?
If you’re in a lifestyle fund we write to you as you get close to retirement and need to make some decisions about how you want to take your benefits and when. The information here aims to help you work out what’s best for you.
You now have greater freedom over how and when to take your savings
What if I want a different retirement outcome?
Your fund may be preparing you to buy an annuity, when you'd prefer a more flexible retirement outcome.
Further guidance and help
Get free and impartial guidance to help you understand what you can do with your pension pot.
The value of investments can fall as well as rise meaning the final value of your pension plan may be less than the amount invested.
Your choice of investment fund can have a big effect on your pension benefits. If you're in any doubt about which fund's right for you, you should speak to a professional financial adviser. If you don't already have one, you can find one near you at unbiased.co.uk(Opens new window)(Opens new window)(Opens new window)(Opens new window).