Money conversation 
starters guide

A practical guide to talking about what money really means to you

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Pride

First of all, congratulations for recognising a money emotion that strikes a chord with you. Take a look at these statements to see some of the thoughts or feelings that can often show up with this emotion:

  • 'I feel genuinely good about the financial life I've built'
  • 'I've worked hard to get where I am, and I'm proud of that'
  • 'I've overcome financial challenges and that feels like an achievement'
  • 'I'm doing better than I ever thought I would'

These prompts are designed to help you start conversations about money emotions that matter, with clarity, honesty, and without shame. It’s worth noting that these prompts are just to help you get started, and there may be other points that you want to ask and raise – this is up to you, and whatever you feel comfortable sharing.

You can use them in conversations with a partner or loved ones, or simply as journal prompts for personal reflection.

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In conversation with a partner or loved one:

  • 'I'm really proud of where we are financially, and I want to celebrate that with you, not just focus on what's next.'
  • 'I'm proud of what I've built financially, but I don't want to come across as boastful. How do I share that with you?'
  • 'I'm proud of a financial goal I hit, and I want you to understand why it matters so much to me.'
  • 'I feel proud of how we've navigated money together. Can we take a moment to appreciate that before moving to the next goal?'
  • 'I'm proud of breaking certain financial patterns from how I was raised. I hope you see that as growth, not judgement of anyone else.'
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Solo reflection:

  • 'What am I genuinely proud of in my financial life right now?'
  • 'How can I celebrate my progress without immediately focusing on what's next?'
  • 'What would it feel like to truly own my financial achievements?'
  • 'Who did I become in order to get here, and how do I celebrate that?'
  • 'What lesson from my financial journey am I most proud of learning?'