Many considerations need to be made in the current economic climate and it’s natural that money worries could affect your mindset. But it doesn’t mean you should overlook the things you enjoy in life, and even taking small steps to financial wellness can make a difference. 

Research and forward planning could cut the cost of bringing more joy to your days. There are also many things you can do for free or that require little equipment, such as exploring the outdoors, volunteering in your community, and making use of free sharing apps. 

If you’re not where you want to be right now with your money, don’t be disheartened. Take it one step at a time and think about what building blocks you might want to prioritise to find a good balance between money and mindset. 

Or if you don’t feel like you’re able to put tips from this guide into practice right now for whatever reason, that’s ok too. 

If your financial situation is causing significant strain and worries – there’s more help through MoneyHelper.

What's next?

Why not read our Financial wellbeing index for more in depth information on top tips, research and next steps? 

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View our guides to help you get started, take control of your finances and figure out what to do next.