While you may need regulated financial advice when transferring a pension pot, there are also free guidance services available to help you make informed decisions.
Guidance on combining your pensions
If you’re looking for impartial guidance around combining your pension pots, here are some resources that could help.
MoneyHelper and Pension Wise
The government’s MoneyHelper service gives free and impartial guidance to help make your money and pension choices clearer – including combining pensions.
If you’re over 50, Pension Wise, a service from MoneyHelper, is a free and impartial government service offering guidance to help you make an informed decision about taking money from your pension pots. This service is available to book online at MoneyHelper, or by phone on 0800 138 3944.
Lost track of your old pensions?
If you think you may have lost track of old pensions, contact the Pension Tracing Service. This is a free service which searches a database of more than 200,000 pension schemes to try and find the contact details you need.