Welcome to our lifestyle funds hub

If you have a lifestyle fund (and you may have one without realising it if you're in a company pension scheme) you can find out all you need to know about it here.

Have you had a letter from us about your lifestyle fund?

If you’re in a lifestyle fund we write to you as you get close to retirement and need to make some decisions about how you want to take your benefits and when. The information here aims to help you work out what’s best for you. 

You now have greater freedom over how and when to take your savings

Your lifestyle fund questions answered

Further guidance and help

Please remember that the value of an investment can fall as well as rise and isn't guaranteed. The value of your pension pot when you come to take benefits may be less than has been paid in.

Your choice of investment fund can have a big effect on your pension benefits. If you're in any doubt about which fund's right for you, you should speak to a professional financial adviser. If you don't have a financial adviser, visit MoneyHelper to find an adviser near you.