Your investment choices
Your choice of funds is key to how well off you might be in retirement. It’s important that you’re happy with the funds you choose and that you keep an eye on them throughout your working life, particularly as you get closer to retirement.
We make it easy for you by giving you as much or as little help as you want. Broadly speaking, our schemes offer three options:
Do it for me
Your employer will have chosen a default fund or strategy for your pension plan, which you’ll be invested in if you don’t want to choose yourself.
It’s also possible that your employer will have selected a shortlist of funds to help narrow down the choice for you.
Leave it with me
If you're more confident or have an adviser, you'll generally have access to a range of funds to select from and make your own investment strategy.
Find out more by clicking on the right box for your scheme