What’s the total charge you quote on your fund factsheets?

We quote a total charge for all our pension and life funds (excluding One Retirement and ARC). This includes our standard product charge (1%) plus any fund-related charges. If you don't pay our standard product charge, the performance of your investments may be slightly different from the figures shown on our factsheets. You can see performance specific to the charges you pay by logging into your account. You can find out how a fund charge compares to other types of charges here.