Products to help you save

Retirement planning is all about saving now, so you could live how you want later. And there are lots of ways you can do it. You can save through a personal pension, employer pension and/or ISA, or through a General Investment Account (GIA), offshore bond or guaranteed solution.

The following video is about Consolidating: bringing your pots together and has a transcript (see below).

Retiready products

Are you ready to take control of your retirement?

Retiready puts you in control. We give you the tools to work out your risk appetite and pick a solution that’s right for you. And we do it all with easy-to-understand visuals, short films and a range of digital tools that support you through the process of working out your goals, risk comfort levels and more.

Read more about taking control of your retirement (expands more content)

Retiready offers both a pension and a stock and shares ISA and to make things simpler, there's also small selection of high quality funds. If you're comfortable making your own decisions, why not find out more and see if you're ready to take the future in your own hands?

Stocks & Shares ISA

  • A great way to boost your retirement savings
  • Funds designed to meet the needs of savers
  • 4 simple funds tailored to different risk appetites
  • Flexible pay in options

The value of an ISA will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested. An investment in a stocks and shares ISA will not provide the same security of capital associated with a cash ISA. The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation. Tax treatment depends on your individual circumstances and may change in the future.

Personal Pension

  • Makes saving for retirement easy
  • Funds designed to meet the needs of savers
  • 5 simple funds tailored to different risk appetites
  • Access your money if you need to (from age 55)

The value of any tax relief depends on your individual circumstances. The value of investments can go down as well as up. You may get back less then you invested.

Advised products

To help get the UK ready for retirement, we're working closely with advisers to provide flexible pension, savings and protection products

Offshore bonds

Learn about our other tax-efficient and flexible offshore bond.

Insurance

Learn about how insurance can help protect you and your family financially if the unexpected happens.

Do I need advice and who from?

We want to make retirement easy for everyone, so we've created Retiready to give you the support and information you need without having to get advice unless that's what you want. But, everyone's different and your needs may be a bit more complicated, so speaking to a Financial Adviser may be right for you.

Aegon Assist

We’re not able to give advice however, Aegon Assist can offer free guidance from our team of UK-based specialists. Our goal is to offer you guidance so you can make an informed financial decision. We can also make sense of any technical jargon you may not be familiar with. Did we mention it’s free? Give Aegon Assist a try.

Advice explained

If you're aged 55 or over and thinking about how you can take your benefits now, you could also visit Pension Wise (Opens new window) which is a free and impartial service that helps you understand your new pension options.