Products to help you save

We want to help you achieve a lifetime of financial security. So we have a range of different ways you can save to suit your circumstances.

Retiready products

Are you ready to take control of your retirement?

Retiready puts you in control. We give you the tools to work out your risk appetite and pick a solution that’s right for you. And we do it all with easy-to-understand visuals, short films and a range of digital tools that support you.

Retiready offers both a personal pension and a stocks and shares ISA with a selection of funds to suit your savings needs.

Stocks & Shares ISA

  • A tax-efficient way to save
  • 4 funds with different levels of risk to meet the needs of savers
  • Flexible pay in options

The value of a Stocks and Shares ISA can fall as well as rise, isn't guaranteed and you may get back less than you invest.

The value of any tax benefits will depend on individual circumstances.

Take a look at all the features and apply for a Stocks & Shares ISA

Personal Pension

  • Makes saving for retirement easy
  • 5 funds with different levels of risk to meet the needs of savers
  • Provides an income in retirement from the age of 55 (increasing to age 57 on 6 April 2028)
  • Tax relief on contributions

The value of an investment can fall as well as rise and isn't guaranteed. The final value of your pension pot when you come to take benefits may be less than has been paid in.

The value of any tax relief will depend on individual circumstances.

Take a look at all the features and apply for a Retiready pension

Advised products

To help get the UK ready for retirement, we're working closely with advisers to provide flexible pension, savings and protection products

Understanding your investment choices

Investments can sometimes sound complex but let us simplify it and help you understand what might be right for you.

The value of investments can fall as well as rise, isn't guaranteed and you could get back less than is put in.

Do I need advice?

We want to make retirement easy for everyone, so we've created Retiready to give you the support and information you need without having to get advice. But, everyone's different and your needs may be a bit more complicated, so speaking to a Financial Adviser may be right for you. There may be a charge for this.

Aegon Assist

We’re not able to give advice, however, Aegon Assist can offer guidance on your retirement planning from our team of UK-based specialists. Our goal is to offer you guidance so you can make an informed financial decision. We can also make sense of any technical jargon you may not be familiar with.

PensionWise

Pension Wise, a service from MoneyHelper, is a free and impartial government service offering guidance about your retirement options. This service is available online at MoneyHelper by phone on 0800 138 3944 or face to face by appointment.