How will I know if I’m in an Aegon lifestyle fund?

Couple walking beside lake

There are a few pointers that will tell you whether you have a lifestyle fund or not.

You may have to login to your account(Opens new window) to find out the name of the fund(s) you’re invested in. Most of Aegon’s lifestyle funds have ‘Lifestyle’, ‘Default’, ‘Journey’, ‘Annuity Target’, ‘Flexible Target’ or ‘Cash Target’ in the fund name on the fund factsheet. Shortened names in fund lists or online will include ‘LS’, ‘LFS’, ‘Tgt Ann’, ‘Tgt Cash’, ‘Tgt Drdn’ or ‘WPS’. For a full list of all our lifestyle funds, go to our Lifestyle fund finder(Opens new window).

If you’re within a few years of retiring there may also be a number after the fund name on your annual statement. The number is the year we have on record for you to retire in e.g. Universal Lifestyle Collection 2025 is the Universal Lifestyle Collection fund for those due to retire in 2025. Unless you’ve selected a retirement date yourself, this may be based on the scheme retirement age e.g. 65.

Visual of fund fact sheet with indicators describing what to look for on it

Fund name may have 'Lifestyle', 'default', or 'target' in name.

If you're close to retirement there may be a number after fund name in your annual statement, which will be your retirement year.

Fund description will talk about two-stage process.