Flexibility and choice is what Aegon Retirement Choices (ARC) offers you, whether you’re saving for retirement through a self-invested personal pension (SIPP), or for a rainy day through your individual savings account (ISA) or general investment account (GIA).

With over 5,000 investment options (as at December 2023), it offers choice when you need it and simplicity when you don’t, letting you build sophisticated portfolios or use quality off-the-shelf solutions.

Remember, the value of investments can go down as well as up and isn’t guaranteed. You could end up with less than you invested.

ARC offers a huge range of over 5,000 investment options which your adviser can use to build an investment portfolio that exactly matches your savings goals and risk appetite.

This includes:

  • Insured funds – SIPP only
  • Collectives (open-ended investment funds like unit trusts or OEICs)
  • Over 200 responsible investment funds (as at December 2022)
  • Equities (company shares)
  • Investment trusts (a type of closed ended investment fund)
  • Exchange-traded funds (ETFS)

Investment trusts, ETFs and more complex investments are only available through an adviser.

Responsible investing

You can find out more about responsible investing and browse our range of responsible investments at our responsible investing hub.

Help with your investment choices

What you invest in can have a big effect on the value of your savings. If you’re at all unsure what to invest in, you may want to speak to your financial adviser. If you don't have a financial adviser, you can visit the MoneyHelper website to find the right one for you.

MoneyHelper gives free and impartial guidance to help make your money and pension choices clearer. Or, to browse the funds available for direct investment (for those who don’t have a financial adviser and aren’t part of a company pension scheme), please take a look at Retiready.

Use Retiready if you don't want advice

Retiready from Aegon