From 31 December 2025, we’re updating the objective of the Aegon CT American fund for our insured Pension and ARC fund ranges.
Nothing else about the fund will change because of this update.
The change in more detail
As a result of a review, we’re changing the fund objective so it’s consistent with the underlying fund. The fund objective explains how the fund invests and what it’s trying to achieve for investors.
Details in table below, with the changes highlighted in the new fund objective:
Aegon CT American fund (Pension)
| Existing fund objective | New fund objective |
|---|---|
| The fund aims to outperform the S&P 500 Index over a 3-year period (after charges) through investing at least 75% of the portfolio in shares of American (US) companies. The fund typically invests in fewer than 80 companies, which may include shares of some companies not within the Index. The fund may also invest in other assets such as cash and deposits and hold other funds (including funds managed by Columbia Threadneedle companies) when deemed appropriate. The Aegon fund has higher charges than the underlying Columbia Threadneedle fund and will therefore be less likely to meet this target. | The fund aims to achieve investment growth over the long term (5 years, or more). It also looks to outperform the S&P 500 Index over rolling 3-year periods (after charges) through investing at least 75% of the portfolio in shares of American (US) companies. The fund typically invests in fewer than 80 companies, which may include shares of some companies not within the Index. The fund may also invest in other assets such as cash and deposits and hold other funds (including funds managed by Columbia Threadneedle companies) when deemed appropriate. |
Aegon CT American (ARC) fund
| Existing fund objective | New fund objective |
|---|---|
| The fund aims to outperform the S&P 500 Index over a 3-year period (after charges) through investing at least 75% of the portfolio in shares of American (US) companies. The fund typically invests in fewer than 80 companies, which may include shares of some companies not within the Index. The fund may also invest in other assets such as cash and deposits and hold other funds (including funds managed by Columbia Threadneedle companies) when deemed appropriate. The Aegon fund has higher charges than the underlying Columbia Threadneedle fund and will therefore be less likely to meet this target. | The fund aims to achieve investment growth over the long term (5 years, or more). It also looks to outperform the S&P 500 Index over rolling 3-year periods (after charges) through investing at least 75% of the portfolio in shares of American (US) companies. The fund typically invests in fewer than 80 companies, which may include shares of some companies not within the Index. The fund may also invest in other assets such as cash and deposits and hold other funds (including funds managed by Columbia Threadneedle companies) when deemed appropriate. |
Source: Aegon UK
There’s no guarantee the fund will meet its objective. The value of an investment can fall as well as rise and isn’t guaranteed. Investors could get back less than they invest.
We’ll update our literature and our website as soon as we can, but investors may notice the old and new information in use for a time, for example on our fund factsheets.
What current investors need to do
Existing investors don’t need to do anything.
More information about this fund can be found on the ‘Fund prices and performance’ page on our website and selecting either ‘Other fund ranges’ or ‘Aegon Retirement Choices (ARC)’
If you’re invested in this fund you should speak to your financial adviser in the first instance if you need advice about your investments. There’s likely to be a charge for this. If you don’t have a financial adviser, you can find one in your area by visiting moneyhelper.org.uk/choosing-a-financial-adviser or find out more about advice services supported by Aegon by visiting aegon.co.uk.origen.
Origen Financial Services Ltd is wholly owned by Aegon UK plc but operates independently to us.