Save for the retirement you really want
For most employees, a workplace pension is likely to be the main way to save for retirement, but it’s just a start. With only 13% of people currently on track for the retirement they want*, it’s important to think about how you can save enough to do the things you want to when you retire.
Contributing to a workplace pension is a tax-efficient way to save for retirement – and your employer will normally pay in too. That’s extra money for your pension pot. However the amount of tax relief you'll receive depends on your personal circumstances, which may change over time.
One plan for life
Being part of a workplace pension scheme with Aegon means having a plan that can see you through your working life and into retirement. You can save for your retirement, and when the time comes, start taking an income – all from a single plan.
More than just a pension
As well as a wide range of investment options to choose from, you’ll also be able to take out other savings products such as an ISA or a General Investment Account, if you want to. This could be important if you’re likely to exceed your annual allowance or lifetime allowance.
The value of an ISA will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested. An investment in a stocks and shares ISA will not provide the same security of capital associated with a cash ISA. The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.
Digital access – however you want, whenever you want
You'll also have access to Retiready – our online retirement planning tool – so you can take control of your retirement savings at any time through your smartphone, tablet or PC.
With Retiready you can find out how ready for retirement you really are. By answering a few simple questions, you can find out your ‘score’ out of 100. Then, use our interactive tools and educational articles to find out how to improve it.
You can also enter details of any other retirement savings plans you have, or even consolidate any existing pension pots, so you can see everything in one place.
Watch our short video to find out more.
Speak to your employer to find out about your workplace pension.
*Aegon UK Readiness Report April 2017