Robust oversight and a tailored member experience

The Aegon Master Trust (AMT) provides your employees with a well-governed and good value, defined-contribution workplace pension scheme. You and your employees will have the reassurance that their pension has rigorous trustee oversight. 

Our Master Trust is designed so members can tailor the way they save, so it works for their individual situation. They’ll also benefit from easy-to-use online tools, personalised communications, and a wide investment choice.  

Building a better future

We’re always looking to improve people’s financial futures by helping members understand their retirement and long-term saving goals. A vital part of this is helping members to stay engaged and knowledgeable about their workplace pension, so they're empowered to make informed choices that work for them. 

Members sit at the heart of everything the trustees do for the AMT, so they’ll benefit from the deep insight learned from Aegon customers around the world.  

A specific member panel has been set up for the Master Trust. Feedback from the panel is embedded into the scheme, as well as the scheme’s communications and service, to make sure they're the best they can be.   

Members’ futures matter

It’s essential that your employees can feel confident about their long-term savings and knowledgeable about the choices they make, now and in the future. 

Our Master Trust helps empower members to: 

  • Understand their savings options 
  • Feel confident in making choices about how much, when, and how to save
  • Track their plans, savings, and investments, so they’re able to stay in control 

The value of investments can fall as well as rise and isn’t guaranteed. The final value of your employee’s pension pot, may be less than what they paid in. 

Financial wellbeing

Aegon Master Trust also gives you the support you need to help boost the financial wellbeing of employees, with evidence-backed tools and resources. 

Our findings suggest that financial wellbeing is about more than financial position. It’s also about your employees’ money mindset and paying attention to the things that matter to them most. So as an employer, this means that you could benefit your employees’ financial wellbeing by providing financial education alongside the master trust pension.