Aegon Retirement Choices

For intermediaries only

Aegon Retirement Choices (ARC) puts you in control of your clients' financial futures. Our platform provides you with the flexibility to manage wealth accumulation, workplace savings and retirement income through one single online solution.

The range of products and investments can adapt with your clients’ changing financial needs, as they progress through their working life into retirement. And, by bringing all their savings together, your clients could benefit from lower charges and take control of their whole portfolio in one place.

With over 4,500 investment options (as at August 2020), including pension fund solutions built by us, collectives, equities, investment trusts and exchange-traded funds, ARC can meet bespoke client needs.

Features and benefits

ARC is easy to use and works with your business – saving you time and money while supporting client relationships.

  • Product wrappers: A range of product wrappers, including a self-invested personal pension (SIPP), an individual savings account (ISA) and a general investment account (GIA). ARC’s product wrappers let your clients maximise their tax-efficient savings, diversify their portfolio and bring their savings together.
  • Investments: ARC provides access to a wide range of investment options, providing choice and flexibility. It includes pension fund solutions designed to grow clients' savings and options for those near or at retirement who want to take an income. You can use ARC to build model portfolios to create efficient, scalable investment propositions that only your clients can access.
  • Functionality: We offer streamlined online services and easy to use tools and reporting. And with our online straight-through processing, you can quote and apply, place trades and apply adviser charging quickly and easily.
  • Discretionary fund managers: ARC offers you access to a wide selection of the UK’s largest discretionary fund managers (DFMs), letting you work more efficiently and reducing your business risk.

The value of an investment can fall as well as rise and isn’t guaranteed. Your client could get back less than they originally invested.