Aegon Retirement Choices

We’re committed to helping people get ready for retirement and believe that flexibility and choice play an important part in this. Aegon Retirement Choices (ARC) is an award-winning holistic platform that can adapt as your clients’ needs change and savings grow – letting them use one online account through working life and into retirement. With over 4,000 investment options, including pension fund solutions built by Aegon, exchange-traded funds (ETFs) and direct securities, ARC can meet bespoke client needs. And, by bringing all their savings together, your clients could benefit from lower charges and take control of their whole portfolio in one place.

Features and Benefits

Combining straight-through processing with investment flexibility and broad functionality, ARC is easy to use and works with your business – saving you time and money while supporting client relationships.

Key points:

Product wrappers: Access a range of product wrappers, including a self-invested personal pension (SIPP) with our secure retirement income investment option, an individual savings account (ISA) and a general investment account (GIA) to give your clients a truly holistic approach to retirement planning. And, when they’re ready to retire, they can use our flexible income solutions to support the lifestyle they want.

Investments: ARC allows access to around 4,000 investment options, providing choice and flexibility. It includes pension fund solutions designed to grow your savings and options for those near or at retirement who want to take an income. 

Building portfolios: Our online model portfolio functionality offers an efficient, scalable approach to portfolio construction. And we offer outsourced portfolios from partner discretionary fund managers, letting your clients access specialists in portfolio management.

Functionality:  ARC works with your business – simplifying administration and putting you firmly in control. Doing everything we can to make life easy for you, we offer streamlined online services and easy to use, integrated tools and reporting. Our Portfolio Performance Review tool helps you keep your clients on track to meet their retirement goals. And, with our online straight-through processing, you can quote and apply, place trades and apply, place trades and apply adviser charging quickly and easily.

It all works seamlessly as one holistic platform.

Product wrappers

Find out how to make the most of ARC’s ways to save.

Retirement income

Find out about ARC’s retirement income options.

Fund choice

Find out about ARC’s flexible investment options.

Building investment portfolios

Find out how to use DFMs or build your own portfolios.


Learn how ARC’s tools and services work seamlessly to support your business.


Learn about our clear and rewarding charging structure.