The upcoming IHT and pension changes are reshaping intergenerational planning
As you help clients navigate these changes, planning may increasingly involve a wider range of considerations – from tax and wealth transfer strategies to family conversations, longevity and preparing future generations.
Explore our latest insights, guidance and resources to support effective planning.
IHT and pensions: preparing clients webinar
Elaine Cruickshank and Martin Haggart, cover the key implications of the changes and practical planning considerations. Watch the recording and claim 60 minutes CPD.
New HMRC guidance on pensions and IHT
Martin Haggart explores new HMRC draft regulations and the key implications for personal representatives and pension planning ahead of April 2027.
12 practical steps to prepare your clients for IHT changes
Elaine Cruickshank shares practical steps around pensions, gifting, and regular estate planning reviews, to help you support clients ahead of the 2027 IHT changes.
Wrappers in a changing tax landscape webinar
In this Paraplanners’ Assembly webinar, Elaine Cruickshank cuts through the complexity of GIAs, onshore and offshore bonds, highlighting key tax considerations and planning opportunities.
Technical Zone
Looking for more technical insight? Explore our latest articles covering inheritance tax, pensions and wealth transfer planning.
Lump sum allowance (LSA) and lump sum and death benefit allowance (LSDBA)
Supporting clients beyond the financial plan
Successful intergenerational planning is about more than passing on wealth. Family dynamics, communication, longevity and personal values can all influence the outcomes clients are trying to achieve.
Through Money:Mindshift and The Second 50, we've brought together insights and resources to help advisers better understand the people behind the plan and support more meaningful client conversations.
Money:Mindshift
Intergenerational planning is about more than passing on wealth. Family conversations, behaviours and personal values can all influence the outcomes clients are trying to achieve. Through Money:Mindshift we've brought together insights and resources to help advisers better understand the people behind the plan and support more meaningful conversations across generations.
How to create financial advice for real lives
Dr Thomas Mathar, Head of Money:Mindshift, reflects on what it means to be human centric in your advice approach and how that translates to your client meetings.
How advisers can help couples have better money conversations
Financial advice isn’t just about numbers, it's about real people and their emotions. Learn how a human-centric approach is the best way for advisers to understand their clients.
How to prepare for death
In this Money:Mindshift podcast, Asa Nilsson explores how open conversations and practical planning can help people leave behind clarity and peace of mind to families.
How (not) to talk about money
In this Money:Mindshift podcast, psychotherapist Vicky Reynal and Abby Birch explore the conversations around money and what advisers can learn from them.
The Second 50 - the multi-stage life
Intergenerational planning extends beyond wealth transfer. As people live longer and retirement continues to evolve, clients may face increasingly complex decisions around work, family, health and finances. The Second 50 explores how longer, multi-stage lives could shape clients' advice needs and future planning priorities.
Explore our research, insights and CPD resources on the changing nature of later life and the opportunities this creates for advisers and their clients.
How living longer could affect your clients' advice needs
Discover how longer life expectancy and multi-stage lives may influence retirement planning, wealth transfer and client objectives.
A guide to creating your 100-year financial life plan
Practical insights to help clients prepare financially for longer lives and the opportunities and challenges they may bring.
Wider industry developments
Alongside intergenerational planning, advisers continue to navigate a changing regulatory and economic landscape.
