Flexible investment solutions
Offering investment choice and diversification is a key principle of our TargetPlan proposition. At the core of our offering is a robust default option, designed for members who prefer a ready-made, long-term investment solution.
The TargetPlan default strategy, Aegon LifePath, supports members throughout their savings journey, focusing on growth in the early years and gradually shifting to investments considered to be lower-risk as retirement approaches.
For members who prefer to build their own portfolios, we offer a focused selection of self-select funds or members can access the full TargetPlan fund range. This diverse range includes funds across all major asset classes, regions and investment styles as well as ethical and Shariah-compliant choices. We also accommodate scheme-specific investment solutions for even greater flexibility and control.
From the very beginning, we help your client’s workforce understand their investment options through ongoing engagement and support. We provide educational resources, thought leadership content, and information on financial wellbeing, guiding them up to and through retirement.
Supporting personalised investment strategies
Whether your client chooses our Aegon Lifepath Flexi fund for their default option or selects their own, we offer comprehensive support for their scheme including bespoke investment options brochures and online services to assist members in making informed choices. Your client can either select a core fund range to streamline options for their members or grant access to the full self-select range.
Our diverse fund range includes both active and passive options, spanning multi-asset and single-asset funds aligned with major asset classes and global regions. Whether looking to build a diversified portfolio or focus on specific markets, TargetPlan offers the flexibility to match their individual goals and risk appetite.
- Passive and active management styles
- Single-asset and multi-asset class funds
- Funds which invest in specific regions across developed and emerging markets
- Funds which consider ESG and / or target a specific responsible investment theme
- Shariah compliant options
Responsible investment options
The TargetPlan fund range caters to responsible investing with a variety of funds considering Environmental, Social and Governance (ESG) factors as standard. This includes funds with exclusionary criteria and funds with sustainability objectives.
There’s no guarantee that funds will meet their objectives.
The value of investments can fall as well as rise and isn’t guaranteed. The final value of a member’s pension pot when they come to take benefits may be less than has been paid in.