Financial adviser confirmation

This area of our website is designed for financial advisers and other financial professionals only.

If you’re a customer or employer please select Homepage below and choose the relevant area of the website.  We’ll only ask you to do this once on each device you access our website on.

General investment accounts (GIA)

Get more from saving.

Our GIA is a non-tax wrapped account that gives access to a broad range of investments, with no upper limit on the amount that can be invested.

Features and benefits at a glance

 

  • Access to over 5,900 investments (as at 31 December 2025), in a flexible account.
  • Must be aged 18 or over and UK resident to invest in our GIA.
  • Up to four people can invest jointly in our GIA. 
  • Access to offshore bonds managed by Canada Life International Limited, Standard Life International and Utmost Wealth Solutions. As the GIA will be held in the  offshore bond, there is generally no personal tax liability for the UK resident bondholder on the investment income and growth, until there's a chargeable event gain on the offshore bond. 

GIA for companies and trustees

The GIA can also be used by charities, registered pension schemes, trustees and limited companies.

GIA for offshore bonds

We've partnered with a range of offshore bond providers to give your clients access to our Aegon Retirement Choices GIA, allowing you to manage your clients' investment objectives in line with the rest of their wealth.

The value of an investment can fall as well as rise and isn’t guaranteed. Your client could get back less than they invest. This information is based on our understanding of current legislation, which may change.