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Aegon Retirement Choices workplace scheme investments

Aegon Retirement Choices offers a strong range of default investment options, alongside access to over 6,500¹ investment options for those who want to make their own investment choices.

Aegon Retirement Choices (ARC) offers a flexible investment proposition designed to meet diverse member needs. It combines a range of high-quality, well-governed default funds with access to over 6,500¹ investment options for those who want to make their own investment decisions, including funds that consider environmental, social and governance factors. This helps advisers and their clients deliver workplace pension schemes that offer quality, value and flexibility.

Default options

Choosing a suitable default investment option is an important consideration for you and your clients, as more than 90% of workplace pension members invest in their employer’s default fund.²

We offer a choice of 10 default funds. These include the Aegon Workplace Default and the Universal Balanced Collection, our main ARC defaults, and a range of alternatives from our Workplace Target Range, giving you and your clients flexibility to choose an approach that reflects the scheme’s needs and average member profile.

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Aegon Workplace Default

Aegon Workplace Default is our in-house default fund. It offers a straightforward, good-value and well-governed approach to retirement saving. It aims to grow members’ savings over the long term and automatically adjusts their investments as they approach retirement.

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Universal Balanced Collection

Universal Balanced Collection offers a forward-looking, well-diversified approach to long-term retirement saving. By combining exposure to global markets with private market opportunities, it aims to support growth and build resilience within a single, well-governed default solution.

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Workplace Target Range

The Workplace Target Range offers clients seeking an alternative to the standard defaults a choice of default funds designed to accommodate different investment approaches and risk profiles, including tracker and ethical options.

The value of an investment can fall as well as rise and isn't guaranteed. The final value of a member's pension pot when they come to take benefits may be less than has been paid in.

Find out more

To find out more about our funds for workplace investors please get in touch or speak to your usual Aegon contact.

¹As at 31 December 2025.

²Source: CAPAdata, as at July 2026.