Charges made clear
We've designed the Aegon Retirement Choices (ARC) charging structure so it's clear – your clients can see exactly what they're paying for.
Our tiered and capped platform administration charge encourages consolidation and rewards those with more savings.
There are three main types of charges:
- ARC charges
- Investment charges
- Adviser charges
This is the administration charge taken to cover the cost of investing through ARC. We take this charge monthly from your clients’ account. As you can see from the table below, the percentage charge for each band reduces as your clients’ ARC account value grows. So the higher the value of assets they have on ARC, the less their percentage charge will be.
We might vary these charges at our discretion.
Your clients should be comfortable with the investment choices they make as they may lose features, protections, guarantees or other benefits when they transfer.