Tax year end is coming soon, and with it opportunities to generate business.

To help you make the most of these opportunities, our dedicated tax year end zone contains useful campaign tips, ready-made templates, guides and key information.

Sections

  1. Tax year end opportunities webinar
  2. Run your campaign to maximise your ISA season
  3. Talk to your clients about consolidation
  4. Have you considered all the tax-efficient advice points?
  5. Timelines and important information
  6. Tools to maximise the opportunity

If you have clients with assets on the Aegon Platform, take a look at our Aegon Platform tax year end zone.


Tax year end opportunities webinar

Watch our tax year end opportunities webinar to hear our technical experts Martin Haggart and Elaine Cruickshank discuss:

  • using pension contributions to reduce tax and retain allowances;
  • income tax and capital gains tax planning, and
  • inheritance tax mitigation strategies.

The webinar can qualify for 45 minutes of unstructured CPD, subject to verification.

The following video is about Tax year end opportunities webinar and has a transcript (see below).

How to maximise your ISA season

Use our simple four-step process to run an ISA campaign – the application process on Aegon Retirement Choices (ARC) is online and signatureless, making it easy for you and your clients.

1. Identify opportunities

If you have ARC clients with an existing ISA find out if they have any unused ISA allowance using Report Zone. If you don't have access read the Things to note section further down the page for what you need to do. 

2. Get in touch with your clients

Use our sample text to remind your clients about:

4. Send your client a quote

The last stage is to send a quote and generate an illustration on ARC.


Coins pouring from multiple jars to one jar in a computer monitor

Talk to your clients about consolidation

Our platform gives access to an ISA, a self-invested personal pension (SIPP) and a general investement account (GIA), giving your clients the opportunity to diversify their portfolio and allow you to consolidate your clients' assets into one place.

And remember with our price cap, if your clients' total Aegon platform portfolio is over £250,000*, there's no charge on assets over this.

Consolidating your clients' assets onto ARC is quick and easy to do, and our “How to guides” give you the support you need. You should be comfortable with the investment choices that you make as your client may lose features, protections, guarantees or other benefits when they transfer.

A transfer for consolidation purposes is from one capital at risk pension product to another, or one capital at risk stocks and shares ISA to another – so the value of your client’s investments after any consolidation can still fall as well as rise and they may get back less than invested or paid in. Any new funds you move your client’s money into will have their own set of risks that will be detailed in the fund information that will be available to you.

Take a look at our consolidation toolkit to see if it could be the right move for you and your clients. 

Consolidation toolkit

* or a negotiated price cap amount which is different


Have you considered all the advice points available?

Make sure your clients make the most of the annual allowance for the current tax year and any available carry forward allowance, together with other financial planning opportunities.

Our technical articles highlight the opportunities available to generate revenue in the run up to tax year end:


image of timelines guide

Things to note

Make sure your clients don't miss out - take a look at our Platform tax year end 2018/19 timelines guide(Opens new window)(Opens new window).

If you don't already have access to Report Zone please ask your Firm Administrator to complete the new user request form(Opens new window)(Opens new window) and return it to: clientservices@online.aegon.co.uk

The flexible ISA subscription rules introduced on 6 April 2016 don't apply to the Aegon Stocks and Shares ISA. Re-registering an ISA can take around 6-8 weeks. This is a guide only, in exceptional circumstances it could take longer.


Tools to maximise the opportunity

Report Zone

Use Report Zone to find out if your clients are nearing their annual allowance limits.

CGT reporting tool

Use our CGT reporting tool to manage your client’s CGT liabilities and make the most of their 2018/19 tax allowances.

IHT calculator

Use our IHT calculator to see if your client has a potential IHT liability.

If you have any questions or need help, please speak to your usual Aegon contact.

Alternatively, call us on

03456 801 234

Monday to Friday, 8:30am to 5:30pm