Now running for over five years, the Risk-Managed Portfolios use mainly passive components to create value-focused, risk-targeted funds aligned to client needs. As Open Ended Investment Companies (OEICs), they can be used for pension, ISA and GIA clients.
The portfolios provide access to expert asset allocation, risk management and robust governance, with the flexibility to draw on expertise from across the industry. The portfolios are available on Aegon Retirement Choices, One Retirement and the Aegon Platform.
Key features
Client aligned
There are six Risk-Managed Portfolios designed to grow long-term savings while keeping risk in a defined range. The range helps you align portfolios to individual needs – and clients can move to lower-risk portfolios as approach and enter retirement. The funds are mapped to risk ratings from Defaqto, Dynamic Planner, EValue, FinaMetrica and Synaptic.
Cost effective
We keep costs at a competitive 0.25% ongoing charges figure (OCF) by using passive components and choosing not to invest in more expensive alternative investments. Eliminating unnecessary transaction charges also helps reduce costs.
Optimal asset allocation
Our Portfolio Management team works closely with Aon, investment specialists with extensive research capabilities, to create the strategic asset mix for each fund. Our long-term convictions mean changes are typically only made when there are fundamental market shifts, or to rebalance. This aims to take advantage of market gains while keeping costs low.
Independent input and choice
The portfolios have flexibility built into their mandate. We’re not tied to any one asset allocation expert or fund manager, and have the freedom to use any funds and advisers that we feel will help fulfil the fund objectives. The portfolios also benefit from our fund governance process, which is independent of our fund management function.
Robust risk management
Our focus is on client outcomes, so risk management is embedded at every stage of the process. The Portfolio Management team, working with Aon, assesses how market factors might impact the portfolios' behaviour. Where necessary, the asset mix will be adjusted to ensure the funds remain aligned to their risk profiles.
There's no guarantee that the funds will meet their objectives. The value of investments may go down as well as up and investors may get back less than they invest.
Factsheets and literature
Literature for advisers
Literature for clients
Fund factsheets and key investor information documents
There’s no guarantee the funds will meet their objectives. The value of investments can fall as well as rise and isn’t guaranteed. Clients may get back less than they invest.
Waystone Management (UK) Limited (WS) is the authorised corporate director of the WS Aegon Risk-Managed Funds. This means they're responsible for the operation of the funds in accordance with the regulations.