One Retirement

For intermediaries only

One Retirement makes saving for retirement easy for you and your clients. It offers a straightforward personal pension that facilitates the growth and consolidation of pension savings, and lets your clients take an income in retirement – all in one low-cost, online account.

And, with its focused range of around 100 funds (as at 30 June 2019), you and your clients can find the right funds faster.

One account for life: With our simple retirement savings solution, your clients can grow and consolidate savings, then choose from a range of flexible income options when they retire – all from a single online account.

Funds: Making fund selection easy, this governed fund range offers quality funds across the asset classes, including access to our easy-to-use Core Portfolios.

Tools and services: One Retirement’s digital experience offers efficient online services and easy to use, integrated tools and reporting. Your clients can see all transactions, account values, and projections of what they might get back when they retire, and they can also trade online.

Charges: One Retirement’s charges are simple and transparent – so your clients can see exactly what they’re paying for. And we've also reduced the annual charge to 0.15%, down from the standard 0.3%, on amounts under £250,000 for any new accounts opened by 30 November 2019. For more details take a look at our One Retirement discount offer.

The value of an investment can fall as well as rise and isn’t guaranteed. Your client could get back less than is invested.

What are the contribution levels?

On 22 July 2019 we changed some of our minimum contribution levels as follows:

  Before 22 July 2019 From 22 July 2019
Initial investment value £10,000 £1
Single contributions £2,000 £1
Regular monthly contributions £200 £1
Initial transfer value £2,000 £250
Additional transfer value £500 £250
Minimum amount required to access drawdown: pre-pension £20,000 £0
Minimum amount required to access drawdown: post-pension £15,000 £0

One Retirement document library

Take a look at our document library to find out more about the benefits of One Retirement.

One Retirement document library