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Options beyond the default

TargetPlan offers a broad range of options for scheme members who want to choose their own investment options.

Our TargetPlan Self-Select range offers over 16150 funds (as at November 2022). It gives members scope to build bespoke investment strategies that match their investment goals and attitude to risk, whether they’re early in their career or approaching retirement.

Offering a choice of active or passive funds, the range includes single-asset building blocks covering the main asset classes ─ equities, bonds, property and cash ─ and world regions. It also has multi-asset funds, giving members a simpler way to build a diversified portfolio that matches their attitude to risk.

Responsible choices

The TargetPlan self-select range offers a choice of environmental, social and governance (ESG) focussed funds, as well as a Shariah compliant option¹, allowing scheme members to find options that that are aligned to their values. 

We made a commitment in 2019 to reach net zero carbon emissions across our default fund range by 2050, and to halve them by 2030. In line with this, we also have a further ambition to ensure all the funds we offer on TargetPlan take ESG factors into account. 

Learn more about our responsible investments.

¹While the fund is designed to be Shariah-compliant, your client’s product may not be.

Supporting scheme members’ investment choices

We’re committed to enabling scheme members to make suitable investment choices. From the moment they join a scheme, they’ll have access to a range of support and education to help them choose funds beyond the default.

  • Member joining pack – includes video summaries of their default fund and other investment options.
  • Bespoke Investment Options brochure – features the core fund range (if you choose one) and help for managing their investments online. 
  • Investment education – tips on things members could think about when choosing investments and educational videos.
  • Fund factsheets – details on where each fund invests and its relative risk profile.
  • Investment risk questionnaire – a tool aiming to help members decide what kind of investor they are. 

See the full TargetPlan fund range

 

The value of investments can fall as well as rise and isn’t guaranteed. The final value of a member’s pension pot when they come to take benefits may be less than has been paid in.