Workplace Solutions - flexible financial planning

For Employers only

Total wealth management in the workplace

Workplace Solutions allow you to offer a workplace saving proposition to your employees that’s as simple or as extensive as you want it to be.

Using our online platform, you can simply provide access to our flexible self-invested personal pension (SIPP). But if you wish, you can give some or all of your employees access to a tax-efficient stocks and shares individual savings account (ISA) and flexible general investment account (GIA) as well.

By offering a SIPP, ISAs and a GIA in one place, Workplace Solutions can allow every employee to adapt to their changing investment needs – during their working life and beyond.

Workplace Solutions makes it easy to help employees save and invest in the way that’s most appropriate for them:

  • Proposition flexibility - You can use our platform to offer employees a simple pension-only (SIPP) solution and/or a full wealth platform combining a SIPP, ISAs and a GIA. It’s up to you.
  • Investment choice – Investment options range from our straightforward ‘default’ solution for members who don’t want to make an investment choice to a comprehensive ‘self-select’ investment universe comprising funds, shares and investment trusts.
  • ‘Gating’ facility – You can make sure your investment offer is suitable for the experience and needs of individual members, including the ability to create tiered solutions within the same scheme.

Largest UK platform to support members*

Our platform is the largest digital investment platform by assets in the UK adviser market. Offering an intuitive user interface, it allows members to track their investment progress at any time, download reports, set up and switch investments and move easily from building up their pension pot to generating a retirement income.

Where a member has their own financial adviser, access to the member’s platform account can be provided to the adviser firm.

*As at May 2021 fundscape.co.uk

Supporting employers

To help you meet your employer governance and auto-enrolment duties, Aegon Workplace Solutions includes two essential online tools:

  • SmartEnrol supports the enrolment and re-enrolment of eligible employees into your pension scheme, relieving your teams of this time-consuming regulatory requirement.
  • Member Insights is our comprehensive governance solution that provides insight and analysis of your scheme with actionable and measurable data. You can download your scheme report to further review the key highlights in governance meetings.