What is identity fraud?

Identity fraud is when someone’s personal information is used without their permission to:

  • open accounts
  • get credit cards, loans and state benefits
  • get documents such as passports and driving licences
  • ‘take over’ existing accounts to withdraw funds.
  • The types of personal information used for identity fraud are:
    • name
    • address history
    • date of birth
    • National Insurance number
    • Fraudsters have various ways of getting hold of this information, from raiding your rubbish to posing as someone from your bank, building society or pension provider.

The good news is there are steps you can take to protect your personal information.

More about identity fraud - What steps can I take to help avoid becoming a victim of identity fraud