Why have you applied an exclusion to my benefit(s)?

When you apply for protection cover, if you have a condition or illness that we're unable to insure, rather than decline cover completely, we can offer cover to you but apply an exclusion. This means we'll not pay a claim if it's connected to the particular condition or illness. If you want more information about an exclusion that’s been applied to one of your benefits, please phone us on 03457 83 54 73.