Who are the beneficiaries under the declaration of trust for a relevant life policy?

The list of discretionary beneficiaries includes, the employee and:

  • any spouse or Civil Partner of the employee who is married or in a civil partnership with the employee immediately before their death
  • any children of the employee
  • any spouse or Civil Partner of the children, or
  • following the death of the employee, any person who in the opinion of the trustees was a dependant of the employee immediately before their death.