Auto enrolment - where will my money be invested?

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If you've joined your employers workplace pension scheme, your own and your employer's contributions are invested in the scheme's default fund. This is the fund chosen by your employer, or where a fund was not selected, the Aegon default fund.

If you want to remain in the default fund, you and your employers future contributions will be invested there along with what's been paid so far.

If you feel the default fund isn't the most appropriate for you, there are many other funds available for you to consider.

If you select another fund/s, future contributions received will be invested there. You can also choose to switch your current investments to the new fund/s you've chosen or keep them invested where they are.

You can explore the full range of funds on our website. Each fund has its own specific risks and details of these can be found in the fund factsheets. It’s important you read these before making any investment decision.

For advice as to whether a fund is suitable for you, please speak to a financial adviser.

The value of an investment can fall as well as rise for a number of reasons, for example market and currency movements. You could get back less than originally invested.

There's lots more information on pensions and auto-enrolment available online. 

Here are some links that you may find useful: new window) new window)

You can always speak to your employer if you have any questions or concerns about auto-enrolment.