Auto enrolment - where will my money be invested?

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If you’ve been auto-enrolled or opted into your employer's pension scheme, your contributions have been invested in what’s known as a ‘default’ fund. This is a fund chosen by your employer for their scheme. Your employer can give you details of this fund.

If you're happy to be invested in the default fund then you don't need to take any action. Your contributions will continue to be invested in that fund. However, you don't have to stay invested in the default fund. You can choose from one or more of the many different investment funds available. You can explore the full range of funds on our website.

If you’ve already switched to another fund you’ll no longer be invested in the default fund.

The value of an investment can fall as well as rise for a number of reasons, for example market and currency movements. You could get back less than originally invested.

There's lots more information on pensions and auto-enrolment available online. 

Here are some links that you may find useful:

www.pensionadvisoryservice.org.uk(Opens new window)

www.gov.uk/workplacepensions(Opens new window)

You can always speak to your employer if you have any questions or concerns about auto-enrolment.