I have epilepsy. Would I be suitable for Simply Life?

If you’ve been diagnosed with grand mal epilepsy (loss of consciousness, jerking movements/shaking, memory loss) and have up to 12 attacks on average in a year, we'll make the following underwriting decisions:

Last attack Underwriting decision
Up to 12 months ago We’ll apply a +100% rating
Between 13 months and 3 years ago We’ll apply a +75% rating
Between 3 and 5 years ago We’ll apply a +50% rating
More than 5 years ago We’ll accept at ordinary rates

If you've been diagnosed with petit mal epilepsy (typical absence seizures) we'll accept you at ordinary rates if your last attack was:

  • up to 12 months ago and you have up to 12 attacks on average in a year; or
  • more than 12 months ago.

Simply Life isn't suitable if you:

  • have been diagnosed with any type of epilepsy in the last six months;
  • are waiting for any medical investigations or tests to be carried out in relation to your epilepsy;
  • are awaiting the results of any medical investigations or tests in relation to your epilepsy;
  • have been diagnosed with grand mal epilepsy and have 13 or more attacks on average in a year;
  • have been diagnosed with petit mal epilepsy, had your last attack up to 12 months ago and you have 13 or more attacks on average in a year;
  • have been diagnosed with any type of epilepsy, other than grand mal or petit mal epilepsy; or
  • don't know the type of epilepsy you've got, or you haven't been given a diagnosis.