Offshore bonds

A pension is just one way to save for your retirement. If you're already making the most of that, then offshore bonds are another tax-efficient option that let you invest in a wide range of assets in a virtually tax free environment. This helps you meet your investment aims and gives your money the chance to grow. Offshore bonds also put you in control of when you pay tax. So, for example, you can delay taking money out – and paying tax on it – until you’re retired and likely to be on a lower tax rate. Or have access to your money and take up to 5% return of capital each year without having an immediate tax charge.

You can also combine offshore bonds with trusts to help with other kinds of financial planning, like inheritance tax planning and passing wealth on to family and friends.

This information is based on our understanding as at May 2016 of the tax legislation for the UK and Republic of Ireland.

These offshore bonds are available from Aegon Ireland plc in Dublin.

To find out more, speak to your financial adviser.

Don't have an adviser? Read our guide on how to find one.