Protection

We’re here to help you reach your goals at every stage of your life. Part of that involves putting plans in place to protect and insure you against the unexpected.

Whether it’s making sure the mortgage is paid or keeping on top of the monthly bills, our life insurance, critical illness cover and income protection insurance policies give you and your family one less thing to worry about. They’re flexible too.

What we offer

To help you get the insurance that’s right for you, we offer four main types of protection cover:

Life insurance

When the policy is first set up, you decide whether it’ll pay out a lump sum or a regular income (also known as family income benefit) when the person covered dies during the benefit term. If cover for a specific length of time isn’t right for you, you can choose insurance known as Whole of Life instead which will pay out a lump sum when the person covered dies – regardless of when that is.

Critical illness cover

When the policy is first set up, you decide whether it’ll pay out a lump sum or a regular income (also known as family income benefit) if the person covered is diagnosed with a specified critical illness.

Life insurance with critical illness cover

When the policy is first set up, you decide whether it’ll pay out a lump sum or a regular income (also known as family income benefit) either when the person covered dies or they’re diagnosed with a defined critical illness – whichever happens first – during the benefit term.

Income protection insurance

  • Pays an income if the person covered can’t work for a lengthy period due to illness or accidental injury
  • Keeps on making payments for as long as they meet their chosen definition of incapacity.

To find out more, speak to your financial adviser or an associate from Aegon Assist.

Don't have an adviser? Read our guide on how to find one.