Guaranteed solutions

Pensions aren’t the only way to save for retirement. And depending on your circumstances, you might want to consider other options that can work alongside them. If you’re worried that your income might run out, for example, if you live a long time, then our guaranteed solutions offer you the security and certainty of an income or capital guarantee. So you can confidently plan for your future, knowing what you’ll have and when. 

Guaranteed income

If you’re looking for a way to future-proof your lifestyle, our guaranteed income solutions offer the security of a guaranteed minimum income for life or for 20 years, no matter what happens to the value of your investment. Plus, you get to benefit from potential market rises. Our unique monthiversary feature gives you 12 chances to lock in growth at the end of each year.


If you cash in a guaranteed income solution, the amount you get back isn’t guaranteed.

Guaranteed capital

Tell us when you’ll need your capital in your hand and we’ll guarantee that at least the original amount will be there, no matter what happens to the value of your investment. Plus, you get to benefit from potential market rises. Our capital escalator feature locks in growth, boosting your guaranteed capital value – so you could get back your original investment and then some.

Our ‘capital escalator’ explains more.

Graphic illustrating a simple concept of the capital escalator Capital escalator explained in our infographic

If you cash in a guaranteed capital solution before or after the end of the guaranteed capital term you select, the amount you get back isn’t guaranteed.

These guaranteed solutions are available from Aegon Ireland plc in Dublin.

To find out more, speak to your financial adviser or one of our associates at Aegon Assist.

Don't have an adviser? Read our guide on how to find one.