Risk-Managed Portfolios available on One Retirement

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For customers and intermediaries

Following the successful launch of the Aegon Risk-Managed Portfolios in July, the fund range is now available in an insured pension wrapper¹ in our One Retirement fund range.

Also available as a multi-wrapper open-ended investment company (OEIC)² on Aegon Retirement Choices and the Aegon Platform, the Risk-Managed Portfolios can now provide a consistent investment experience for One Retirement customers wishing to hold the same investment strategy in their pension and savings accounts.

With a low ongoing charges figure (OCF) fixed at 0.25% a year, and low transaction costs³, the range is designed to meet the needs of investors looking for a simple and value-focused means to grow their savings over the long-term. Each of the portfolios is managed to a different risk and return profile to reflect different needs.

The Risk-Managed Portfolios are managed by Richard Whitehall, Head of Portfolio Management at Aegon who, alongside his team, works with Morningstar, award winning investment specialists, to determine the optimal mix of investments for each portfolio. The portfolios use low-cost passive components, predominantly provided by BlackRock, which aim to track the markets they invest in before charges by holding the same investments, in the same proportions as those markets.

The portfolios also come with risk-management and governance built in, and are designed to make it easy for financial advisers to meet regulatory requirements. To help support advisers fund selection processes, the range is mapped to risk ratings from Defaqto, Dynamic Planner, FinaMetrica and Synaptic.

We believe the portfolios make a valuable addition to the One Retirement fund range.

 

There’s no guarantee fund objectives will be met. The value of investments may go down as well as up and investors may get back less than they invest. Aegon is responsible for the insured pension funds, and Link Fund Solutions Limited (LF) is the authorised corporate director of the underlying LF Aegon Risk-Managed Funds, which means they’re responsible for the operation of the funds in accordance with the regulations.

Morningstar refers to the Morningstar Investment Management group which includes Morningstar Investment Management Europe Limited, an FCA regulated firm, which is the entity providing the advice. Asset allocation input provider and underlying fund managers can change

 

Advisers – Find out more about the Risk-Managed Portfolios

Customers – Find out more about the Risk-Managed Portfolios

 

¹ An insured pension wrapper is a fund which is linked to a pension plan issued by an insurance company. Instead of buying directly into the underlying fund, you buy a share of the insured fund in the form of units.

² The Risk-Managed funds are part of an open-ended investment company (OEIC), which is a type of collective investment fund. OEICs are ‘multi-wrapper’, which means they can be used with an Individual Savings Account (ISA), General Investment Account (GIA), and pensions.

³ Transaction costs are the costs incurred when a fund buys and sells underlying investments. The Risk-Managed Portfolios’ transaction costs are estimated at 0.02% per year as at July 2020. Transaction costs are in addition to the OCF (ongoing charges fee) and can vary. A platform fee will also apply.