For intermediaries only
No one likes to think of the worst happening – but it pays to be prepared
With our improved suite of protection solutions, you and your clients can find exactly what you need for protection.
- Award-winning protection to help individuals and businesses.
- Policy Plus - support for your clients throughout the life of their policy.
- Protection specialists with the expertise to help you build bespoke solutions for your clients.
New 2-year personal income protection
- Affordable protection for young families when finances are tight.
- Provides breathing space for those clients that won’t make it back to work.
- New lump sum death payment - helping ease the financial strain of a loved one dying.
- Supporting your clients through difficult times.
For more information read our Personal income protection at a glance
New 2-year executive income protection
- Protection for the gig economy.
- Combine with Relevant Life to create a competitive benefits package.
- Help protect the insured person's pre-retirement income, while maintaining your clients' regular employer pension contributions.
- Affordable cover offering your clients peace of mind through difficult times.
For more information read our Executive income protection at a glance
Improved Personal and Business Protection
- Accidental death benefit now available with all benefits across our Personal and Business Protection menus (except gift inter vivos, key person income protection and executive income protection) - making sure your clients are covered from the very start of their policy.
- Strengthened critical illness definitions - helping us pay more claims.
- New life replacement option for joint-life first death policies - allowing the insured person who hasn't claimed to take out a new single-life policy to continue their life cover without providing more medical information.
- Improved flexibility as your clients' lifestyle changes - as we've increased the maximum benefit available when using our guaranteed insurability options.
Download our at-a-glance guides for a summary of our Personal Protection menu and Business Protection menu.