For intermediaries only

No one likes to think of the worst happening – but it pays to be prepared

With our improved suite of protection solutions, you and your clients can find exactly what you need for protection.

Defaqto rating
  • Award-winning protection to help individuals and businesses.
  • Policy Plus - support for your clients throughout the life of their policy.
  • Protection specialists with the expertise to help you build bespoke solutions for your clients.

New 2-year personal income protection

  • Affordable protection for young families when finances are tight.
  • Provides breathing space for those clients that won’t make it back to work.
  • New lump sum death payment - helping ease the financial strain of a loved one dying.
  • Supporting your clients through difficult times.

For more information read our Personal income protection at a glance

New 2-year executive income protection

  • Protection for the gig economy.
  • Combine with Relevant Life to create a competitive benefits package.
  • Help protect the insured person's pre-retirement income, while maintaining your clients' regular employer pension contributions.
  • Affordable cover offering your clients peace of mind through difficult times.

For more information read our Executive income protection at a glance

Improved Personal and Business Protection

Defaqto rating
  • Accidental death benefit now available with all benefits across our Personal and Business Protection menus (except gift inter vivos, key person income protection and executive income protection) - making sure your clients are covered from the very start of their policy. 
  • Strengthened critical illness definitions - helping us pay more claims.
  • New life replacement option for joint-life first death policies - allowing the insured person who hasn't claimed to take out a new single-life policy to continue their life cover without providing more medical information. 
  • Improved flexibility as your clients' lifestyle changes - as we've increased the maximum benefit available when using our guaranteed insurability options.

Download our at-a-glance guides for a summary of our Personal Protection menu and Business Protection menu.