Pension only guarantees

70% of investors are looking for some certainty of income in retirement*. Many also want to be able to change their plans or access savings if they need to.

Our pension guarantees respond to these needs, giving savers and trustees more certainty about the income or capital they can expect and the ability to adapt their investment strategy as their needs change.

*Second UK Readiness Report, November 2015.

Our pension guarantees offer:
  • the ability to guarantee income or capital, depending on the option you choose;
  • flexibility to adapt to changes in retirement, at any time; and
  • the ability to pass pension wealth onto loved ones.

We offer two main types of pension guarantee: