For intermediaries only

Charges made clear

One Retirement’s charges are clear – so your clients can see exactly what they’re paying for. There are three main types of charges.

We may vary these charges in future.

One Retirement charges

This charge covers the cost of administering your client's account. We take this charge monthly from your client's account. As you can see from the table below, the percentage charge for values above £250,000 reduces. So the higher the value of assets they have on One Retirement, the less their yearly percentage charge will be.

Fund value Yearly charge percentage
First £249,999   0.3%
 £250,000 and over  0.0%

Fund charges

These charges cover the cost of managing investments and checking they’re performing as expected. They’ll vary depending on the assets chosen. The fund charge is sometimes called the ongoing charges figure (OCF).

Adviser charges

These charges are for the advice you give and are agreed between you and your client.

You can find out more in our Charges guide (PDF - 365kb)(Opens new window)(Opens new window).