Welcome to April's Latest News.
We're really excited this month to let you know about our revamped online service for Personal Protection and Whole of Life that launched Monday 16 January 2018, it will make things so much easier for you.
In addition, a hot topic this year has been the Markets in Financial Instruments Directive (MiFID) II. This month we keep you up to date by giving you some information about the European MiFID Template (EMT) that was introduced so fund managers can provide consistency in the fund information you receive.
Our salary sacrifice and inheritance tax (IHT) calculators have also been updated, so you can access the new versions below. Why not save the links to them as favourites so you've always got these tools to hand? Plus, we're continuing our support of the Paraplanners Powwow this year.
Read on to find out more details on these.
Discover our faster, smarter online protection service
What is the European MiFID Template?
The EMT was introduced as part of the MiFID II and allows accurate information of the target market and the costs by the manufacturers to be provided. Find out more about the content and where you can find relevant EMT data for assets held on our platform.
Salary sacrifice summary
Our salary sacrifice calculators have recently been updated to take account of the 2018/19 tax and national insurance rates and bands.
Use them now.
We’ve also updated our salary sacrifice frequently asked questions (FAQs) to include example calculations for the new tax year. To view the FAQs select ‘Salary sacrifice’ from the Pensions Technical Zone home page - use the quick link at the bottom of this page for the Pensions Technical Zone.
Updated IHT calculator
We’ve updated our IHT calculator. It now takes account of the main residence nil rate band, transferable nil rate band, as well as any business or agricultural property relief.
Take a look.
Continuing our paraplanner support
We're delighted to continue our support of the Paraplanners Powwow in 2018. This is a fantastic resource for paraplanners.
You can also come and meet our team at the CISI's Paraplanners Conference in June. And don't forget we have our dedicated Paraplanners zone on our website.
Fund changes and news
Find out about changes to our insured funds, including governance news, fund closures and fund changes.
Platform tip of the month
When submitting a new business application, please remember to 'Validate nationality' when entering personal details. If you don't do this it won't be recorded on our back office systems and may cause a delay when placing trades.