Funds for workplace pension schemes
For financial advisers only
We offer governed default options alongside easy-to-use funds that encourage employees to make their own decisions.
Workplace Target range
Flexible default options that automatically prepare savers for when they need to harvest a retirement income.
We’ve designed this range in response to changing investment patterns and pension freedoms legislation. Following the recent rule changes, investors have more choice than ever before about how and when they take an income in retirement:
Only 25% are likely to buy an annuity in five years’ time*
Only 28% retire when they planned**
That’s why our Workplace Target range includes funds designed to keep savers’ options open as they near retirement, reducing risk while making sure they aren’t reliant on the success of just one investment type.
*YouGov adviser poll 2014.
**Aegon Retirement Readiness survey 2014.
Encourage employee engagement
We make it easy for employees to choose the right fund.
Our funds are governed in line with our Funds Promise. This means we make sure our Workplace Target funds are appropriate for investors who haven’t actively chosen them.