Investment choice

For financial advisers only

Our range of 11 default options, including our in-house default, the Aegon Workplace Default fund, gives you the scope to select a default fund to suit your clients' membership.

We know, from customer research, that responsible investing is increasingly important to scheme members — which is why we've committed to achieving net zero carbon emissions across our default fund range by 2050 and to halving emissions by 20301.

Members who want to design their own investment strategy can choose from over 4,500 funds, including multi-asset funds managed to specific risk profiles and over 200 funds with a responsible investment focus2. This will enable them build an investment strategy that matches their retirement goals in line with their values.

Choosing a scheme default

Find out more about the Aegon Workplace Default fund and our range of 10 workplace target funds below.

Aegon Workplace Default

Our in-house default targets a flexible outcome and invests a significant proportion in funds with a responsible and sustainable bias.


Workplace Target range

A range of 10 default options for employers to choose from, that suit different scheme memberships.


Alternative choices for employees

Scheme members can choose from over 4,500 investments, including ready-made, risk-managed solutions and over 200 responsible investment options2.

Our funds are governed in line with our Funds Promise. This means we ensure that any fund that could potentially be used as a default adheres to our default fund principles:

  • Sufficient choice to meet the needs of different schemes.
  • Asset mix designed to offer potential for long-term growth above inflation.
  • Diversified with the aim of reducing risk.
  • Value for money.
  • Automated glidepath strategy prepares savings for their chosen outcome.

The value of an investment can fall as well as rise and isn't guaranteed. The final value of a member's pension pot when they come to take benefits may be less than has been paid in.

To find out more about our funds for workplace investors, please contact us or speak to your usual Aegon contact.

1We made this commitment in 2019.
2Correct as at end December 2021.