Adviser DB support material
Have a look through our DB support material to help you with the suitability assessment and important areas to consider before deciding if a transfer may be suitable for your clients.
For financial advisers only
Defined benefit hub
Welcome to our dedicated hub providing you with information on defined benefit transfers.
You should only recommend a DB transfer after careful consideration, following a full and thorough review by a qualified pension transfer specialist adviser. The advice process must consider the client’s circumstances, long-term financial objectives and the advantages and disadvantages of transferring in order to give your client enough information to make an informed decision. It will also include your assessment of the suitability of the receiving scheme, the investment choices, benefits, and options that are available.
More regulatory information on DB transfers
- FCA - Change in pension transfer permissions
- FCA - Considering a pension transfer: defined benefit
- FCA - Pension transfer advice: what to expect
- FCA - Defined benefit pension transfers
- FCA - Considering a pension transfer: defined benefit
- FCA - Advice checker: defined benefit pension transfers
- FCA - Finalised guidance Advising on pension transfers
- FCA confirms Finalised Guidance for advising on Defined Benefit transfers
- The Pensions Regulator - DB to DC transfers and conversions
- MoneyHelper - Transferring your defined benefit pension