69% of advisers who are or have been active in advising on defined benefits and potential transfers cite the complexity of FCA regulations as a major factor regarding whether to continue to provide advice in this area, according to our research.1

We've designed and adapted our defined benefit (DB) support material to highlight the important areas to consider before deciding if a transfer may be suitable for your clients.

It’s just for information, and it’s up to you to make sure that your suitability assessment meets your regulatory requirements.

1Research conducted for Aegon by Opinium, based on responses from 211 IFAs between 4 - 10 April 2019.

Adviser DB support material

Have a look through our DB support material to help you with the suitability assessment and important areas to consider before deciding if a transfer may be suitable for your clients.


Our expert's views

Watch our webinar to hear Steven Cameron, Aegon’s Pensions Director, give an overview of:

  • the FCA's final decisions on the proposals within the Consultation Paper CP19/25, including the contingent charging ban;
  • the new Guidance Consultation which sets out the FCA's expectations of best practice for firms advising on DB transfers; and
  • an update on suitability reviews, new consumer information and the new advice checker.

You can claim 35 minutes of Continuing Professional Development (CPD) time from the webinar.

You can also read about the Key takeaways from the FCA’s DB transfer announcements.

Latest regulatory information on DB transfers

We'll update this section with any FCA updates on DB transfers, so check back.