Near or in retirement solutions
People are generally living longer and many now retire gradually. Pension freedom legislation also means people have more choice about how they take an income in retirement.
They can choose between a guaranteed annual income (annuity) or income drawdown, which means savers would stay invested and take an income as and when they need it. Drawdown offers better flexibility than an annuity. However, savers will need to take on investment risk.
We offer two high-quality pre-built portfolios that could suit those taking an income from their savings. One aims for positive returns above cash and the other aims to provide a high income, although there's no guarantee they will achieve this.
Our retirement income funds
Aegon High Income
|Aegon High Income|
|Aims to provide attractive income, |
plus some capital growth
|Flexible strategy using a mix of |
|Aims to preserve |
|Designed for cautious |
Other retirement income investments
Aegon Retirement Choices offers access to a broad range of investments that are designed for investors looking to take an income. See our list of investments(Opens new window) for details.
There’s no guarantee that fund objectives will be met. The value of investments may go down as well as up. Investors may get back less than they invest. Drawdown investment returns aren't guaranteed. Your income may need to reduce if investment returns are lower than expected, or if you live longer than your financial planning estimates.
You have lots of choice about how you access your retirement savings. We’re here to help. Our website, Your Retirement Planner, has information and tools to help you understand your options when you get close to retirement.
If you're aged 55 or over and thinking about how you can take your benefits now, you could also visit Pension Wise(Opens new window) which is a free and impartial service that helps you understand your pension options.