Near or in retirement investments

People are living longer and many now retire gradually. New legislation also means people have more choice about how they take an income in retirement.

We offer investment options designed to help those who stay invested, by opting for either secure or flexi-access drawdown – or a bit of both – to achieve the retirement income they need.

Balancing security and flexibility

The range includes Secure Retirement Income – which gives investors a guaranteed income for life with more flexibility and access to savings than they would typically get from an annuity.

We also offer investments for flexi-access drawdown savers whose focus is on maximising the value and flexibility of their retirement savings. This includes options for all types of savers – from those who want to preserve the value of existing investments, to those whose focus is on growth.

And our Funds Promise means that if savers are invested in insured funds, we check them regularly to see if they’re meeting expectations.

Achieve the best of all worlds

How savers invest to achieve an income in retirement will, in part, be determined by their spending needs. For example, income security may be the priority for essential expenses like heating, a mortgage or day-to-day living costs. But savers may be happy to take on some investment risk with their remaining savings, in return for better growth potential.

That’s why our platform lets investors use a combination of options to meet their retirement income needs. And because their circumstances are likely to change over time, savers can switch between the options as they see fit.

Find out more in our video: Meeting income needs through blended solutions.(Opens new window)(Opens new window)(Opens new window)(Opens new window)

Comparing retirement income options

These aren’t the only retirement options available to savers when they retire. Our interactive Retirement Planner website(Opens new window) helps retiring savers explore the options and work out what might suit them best.

The value of investments may go down as well as up. Investors may get back less than originally invested.