Near or in retirement solutions

People are generally living longer and many now retire gradually. Pension freedom legislation also means people have more choice about how they take an income in retirement.

Drawdown offers better flexibility than an annuity. However, savers will need to take on some investment risk. 

We offer two high-quality pre-built portfolios that could suit those taking an income from their savings. One aims for positive returns above cash and the other aims to provide a high income, although there's no guarantee they will achieve this.

Our retirement income funds

Aegon High Income

Aegon High Income

Aegon High Income
Aegon High Income
Aims to provide attractive income,
plus some capital growth
Flexible strategy using a mix of
investment types

Aegon stability

Aegon Stability

Aegon Stability
Aegon Stability
Aims to deliver
positive returns
Designed for cautious
investors


Our Funds Promise

We regularly check insured funds, like those above, to see if they're meeting expectations. Find out more.

Other retirement income investments

'ARC offers access to a broad range of investments that are designed for investors looking to take an income. See our list of investments(Opens new window) for details.’ 

You have lots of choice about how you access your retirement savings. We’re here to help. Our website, Your Retirement Planner, has information and tools to help you understand your options when you get close to retirement.

If you're aged 55 or over and thinking about how you can take your benefits now, you could also visit Pension Wise(Opens new window) which is a free and impartial service that helps you understand your new pension options.

The value of investments may go down as well as up. Investors may get back less than they invest. Drawdown investment returns aren't guaranteed. Your income may need to reduce if investment returns are lower than expected, or if you live longer than your financial planning estimates.